Page 391 - Personal Finance

Feeling the inflation pinch? Cut back on discretionary expenses

If home loan EMI is straining your budget, ask lender to increase tenor

Pay your health insurance premium on time and enjoy lifelong renewability

Accumulated no-claim bonus and advantage of having crossed waiting period will be lost if you fail to pay your health insurance premium on time

Have a high risk appetite? Just hold on to IT funds, say analysts

Investors with low to moderate tolerance must stand by diversified funds

Free products and services win customers, paid ones help sellers monetise

Try to save cost on mode of investing, but it is usually not wise to scrimp on the cost of advice

Why purchasing a house early in your career can limit your options

Changing city to pursue better career options, or taking a sabbatical for higher studies becomes difficult

Tips on navigating the art world and picking a piece close to your heart

Buying art can be a challenge with the plethora of choices available. Do your research before hand and ask questions, so that you end up buying something you will be happy with

A snapshot of term insurance plans with two riders offered by companies

Here is how the term insurance plan with two riders offered by various companies stack up

Fund pick: Aditya BSL Frontline Equity Fund

Fund pick of Aditya BSL Frontline Equity Fund

Collect Form 10BE before May 31 for availing tax deduction under Sec 80G

Check the information therein carefully and get any error corrected before this deadline

Plan your prepayments, switch to tackle rise in home loan rates

New borrowers must avoid over-leveraging; prepare to cough up more as down payment

New-to-credit customer? Opt for a secured credit card, say experts

BNPL, small-ticket consumer loans are other options to build credit history

How to make the most of RBI's new customer-friendly credit card rules

Some smart tweaking of the billing cycle will give you more time to settle without having to pay any interest; set spending limits where necessary

Grab a slice of history and folklore exploring India's historical monuments

While tour operators are offering attractive deals, corporations are doing their bit with sound and light shows, maintenance, tech and other tourist-friendly moves to offer a bigger bang for your buck

Investors should maintain 10-15% allocation to gold, say analysts

While inflation and war will provide support, rising interest rates may act as dampener

A snapshot of company fixed deposit rates offered by various firms

Here's how the company FD rates offered by various firms stack up

Insurers allowed exposure to fin, insurance upto 30% of investment assets

Accordingly, the limit of 25% of investment assets stands revised to a limit of 30% of investment assets

Fund pick: Nippon India Corporate Bond Fund

Fund pick of Nippon India Corporate Bond Fund

You can claim exemption on cost of making new house habitable: Experts

Only substantial structural changes eligible under Sec 54 of I-T Act

Failed to link PAN to policy? Apply for LIC IPO under retail/staff quota

Compared to Rs 60 discount under policyholder quota, you will get Rs 45 discount under these

Minimum guaranteed-return pension products may have varied capital needs

Those having higher assets under management (AUM) may have greater requirements of minimum paid-up capital: Sources