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Credit risk and reward: P2P offers returns but needs cautious investments

Limit your allocation to 5-10% of your fixed-income portfolio and stick to highly-rated borrowers

Topics
digital lending | P2P | loans

Bindisha Sarang 



digital lending, loans, digital loans
Photo: Shutterstock

Around Rs 3,000 crore was lent by peer-to-peer (P2P) lending platforms in 2021-22. According to IndustryARC, a research and consultancy firm, the Indian lending market is expected to grow at a compounded annual rate of 21.6 per cent between 2021 and 2026.

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First Published: Fri, August 26 2022. 21:32 IST

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