Page 398 - Personal Finance

Now, life insurers can introduce products without Irdai's prior approval

Currently, all life insurance products and riders require prior approval of the insurance regulator before launch

Going green and saving on long-term costs running an electric vehicle

Both two- and four-wheeler EVs are available at various price points to suit your budget; you can also expect a slew of new models a few months down the line

A snapshot of car loan rates offered by various banks with details

Here is how the car loan rates offered by various banks stack up

Fund pick: Kotak Credit Risk Fund

Fund pick of Kotak Credit Risk Fund

Raise your equity allocation to beat retirement blues, say experts

Keep in mind risk appetite and investment horizon permit

Opt for 3- to 6-month fixed deposits for now; lock in at higher rates later

Home loan borrowers must pre-pay, or opt for higher EMI, to prevent loan tenure from rising

EMIs to soar: Here's how much repo rate hike will pinch home loan borrowers

RBI's repo rate hike spells bad news for those who were looking to buy a home and also for those who are paying their EMIs

RBI monetary policy: Ladder your FDs and benefit from higher rates later

Home loan borrowers must pre-pay to prevent their loan tenures from rising

Keep recovery agents at bay by working out repayment terms with lender

In extreme situations, file injunction suit against the latter to prevent it from taking coercive steps

Invest in quality amid tenuous recovery in residential realty: Experts

Alternatively, if you can, enter the market at a discount price

Why LRS route for investing in capital markets abroad is mainly for HNIs

Those with small amounts should skip it owing to high costs and elaborate tax-related compliances

After market's fall from peak, it's time to review your portfolio: Experts

With interest rates on home loans on the upswing, plan for prepayments

Cool summer spots and travel deals for last-minute holiday planners

One thing about booking at the eleventh hour is the thrill of not knowing where you're going till the very last minute; also, you can get a good deal both at the hotel and the airline

A snapshot of term insurance plans with two riders offered by companies

Here is how the term insurance plans offered by various companies stack up

Fund pick: Aditya BSL Focused Equity Fund

Fund pick: Aditya BSL Focused Equity Fund

3rd-party insurance premium hike for 2-wheelers may not impact demand: ICRA

The upward revision in the third-party insurance premium for two-wheelers, which has come into force from June 1, is unlikely to materially impact the demand, credit ratings agency ICRA said

Curb downside risk amid market correction with dividend yield funds

But limit exposure as they can lag behind growth-oriented peers

Gold standard of hallmarking purity is now just a click away: Here's how

Download BIS Care app, use 'verify HUID' to check authenticity

Not satisfied with FD returns of top-tier banks? Consider G-Secs

Those keen on locking in interest rates for very long tenures should also opt for them

Use Section 89 (1) to reduce tax burden arising from arrears: Experts

To avail of this relief, you must file Form 10E before submitting income-tax return