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Raise your equity allocation to beat retirement blues, say experts

Keep in mind risk appetite and investment horizon permit

Topics
Personal Finance  | Financial planning | EPF

Sarbajeet K Sen 



Prove that you tried to find a tenant for empty second house or pay tax
Experts say investors should focus on the long term and not unduly worry about shorter-term developments.

The government recently approved a 40-year low interest rate of 8.1 per cent on Employees’ Provident Fund (EPF) for 2021-22. This will also be the first year when taxation of interest income from contributions above Rs 2.5 lakh kicks in. The return offered by Public Provident Fund (PPF) has also been declining — from 8 per cent in 2018-2019 to present-day 7.1 per cent.

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First Published: Fri, June 10 2022. 06:10 IST

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