Page 400 - Personal Finance

Fund pick: SBI Large & Midcap Fund

Fund pick: SBI Large & Midcap Fund

Hold on to those quality, high-conviction stocks during market correction

Being diversified across asset classes will also help to stem your losses when the economy is recovering

Income Tax return: File a rectification request to expedite stuck refund

Correct your mistake or provide additional information required by Department so that your return gets processed

Stick to businesses with strong pricing power in a high inflation scenario

Invest in commodity producers that are backward integrated

Simplicity trumps complexity in investing

Your target asset allocation should be determined by your risk appetite and financial goals

Don't let speculation govern your money decisions prior to Budget

Buying or selling securities based on rumours about expected changes in tax rates or sectoral sops can backfire

A shawl to keep you warm in winter and flaunt your style statement

From earth tones to bright hues, alpaca wool to pure silk, handmade shawls are a wonderful way to introduce colour and class into your wardrobe

A snapshot of education loan rates offered by various banks with details

Here is how the education loan rates offered by various banks stack up

Fund pick: Kotak Bond Short Term Plan

Details of Kotak Bond Short Term Plan

How to build a health corpus if you're unable to get medical insurance

Also try to join a group health plan at the office, bank or one covering your professional group

Compare builder agreement with your state's model deal: Analysts

Beware of broad definitions of force majeure clause

Kotak Pre-IPO Opportunities Fund raises Rs 2,000 cr, closes maiden offering

The fund has already made investments worth Rs 653 crore in five deals and has another Rs 405 crore worth deals are in various stages of execution

Take a home loan before March 31 to avail benefit under section 80EEA

A key positive of this deduction is that you don't have to wait until possession to begin claiming it

Go multi-asset to offset equity-market volatility, say analysts

Determine your ideal equity allocation, based on drawdown capacity

Protect yourself from these common mis-selling ploys insurance agents use

An IRDAI report shows that banks and broker channels received more mis-selling complaints than other channels

With interest rate hikes likely in 2022, keep loan-to-value at minimum

Don't opt for a fixed-rate home loan even though rates have hit the bottom

A snapshot of term insurance premiums with two riders offered by firms

Here is how the term insurance plans offered by various firms stack up

Public speaking courses to help you shed stage fright, reach huge audiences

Nobody listens as you speak? Don't fret-all you require is structured preparation and practice to help you make an impact, and inspire and impress people with your ideas and speech

Fund pick: UTI Value Opportunities Fund

Details of UTI Value Opportunities Fund

Buying a term plan? Go by hard numbers while selecting a life insurer

Avoid insurers with large difference in claims settled by number of policies and by benefit amount