Page 400 - Personal Finance

Up to 4th line of Hindu descendants can claim share in ancestral wealth

However, assets inherited from one's maternal grandfather are not regarded as ancestral

Stick to shorter-term FDs to gain from rising-rate scenario: Experts

Avoid auto-renewal facility so you can select best tenure and slab rate

Leading meditation retreats in India to help you bust stress and keep calm

Some courses are run solely on voluntary donations by the practitioner. For most others the average price is Rs 3,000 a day, and includes stay and meals

Fund pick: SBI Magnum Medium Duration Fund

Fund pick of SBI Magnum Medium Duration Fund

A snapshot of fixed deposit interest rates offered by various banks

Here is how the fixed deposit interest rates offered by various banks stack up

CPSE ETF: Book profits slowly and don't try to maximise gains, say experts

New investors are better off picking diversified offerings

Feeling the inflation pinch? Cut back on discretionary expenses

If home loan EMI is straining your budget, ask lender to increase tenor

Pay your health insurance premium on time and enjoy lifelong renewability

Accumulated no-claim bonus and advantage of having crossed waiting period will be lost if you fail to pay your health insurance premium on time

Have a high risk appetite? Just hold on to IT funds, say analysts

Investors with low to moderate tolerance must stand by diversified funds

Free products and services win customers, paid ones help sellers monetise

Try to save cost on mode of investing, but it is usually not wise to scrimp on the cost of advice

Why purchasing a house early in your career can limit your options

Changing city to pursue better career options, or taking a sabbatical for higher studies becomes difficult

Tips on navigating the art world and picking a piece close to your heart

Buying art can be a challenge with the plethora of choices available. Do your research before hand and ask questions, so that you end up buying something you will be happy with

A snapshot of term insurance plans with two riders offered by companies

Here is how the term insurance plan with two riders offered by various companies stack up

Fund pick: Aditya BSL Frontline Equity Fund

Fund pick of Aditya BSL Frontline Equity Fund

Collect Form 10BE before May 31 for availing tax deduction under Sec 80G

Check the information therein carefully and get any error corrected before this deadline

Plan your prepayments, switch to tackle rise in home loan rates

New borrowers must avoid over-leveraging; prepare to cough up more as down payment

New-to-credit customer? Opt for a secured credit card, say experts

BNPL, small-ticket consumer loans are other options to build credit history

How to make the most of RBI's new customer-friendly credit card rules

Some smart tweaking of the billing cycle will give you more time to settle without having to pay any interest; set spending limits where necessary

Grab a slice of history and folklore exploring India's historical monuments

While tour operators are offering attractive deals, corporations are doing their bit with sound and light shows, maintenance, tech and other tourist-friendly moves to offer a bigger bang for your buck

Investors should maintain 10-15% allocation to gold, say analysts

While inflation and war will provide support, rising interest rates may act as dampener