Page 401 - Personal Finance

Missed December 31 deadline? You can file belated return by March 31

However, you may have to pay a penalty and won't be able to carry forward most types of losses

Select a credit risk fund that avoided mishap in recent past: Analysts

Given their high-risk nature, take limited exposure in your satellite portfolio

CBDT extends FY21 ITR filing deadline for corporates till March 15

The deadline to file tax audit report and transfer pricing audit report for 2020-21 fiscal too has been extended till February 15

Omicron impact: Demand for health insurance products picks up pace

Recent data suggests that non-life insurers have settled more than 2.75 million Covid health claims

Physical or digital: Choose the ITR verification method you find convenient

Your tax return will become invalid unless it is verified within 120 days

A guide can make your financial journey easier

A professional consultant can help you choose investments and risk-mitigation measures, and implement them.

Invest in silver to benefit from an upturn in the industrial cycle

Those taking a strategic exposure must have a long horizon and invest via the SIP route to benefit from its volatility

Tips on choosing suitable storage solutions to optimise your living space

Solid wood and mid-to-dark brown furniture is giving way to lighter hues. Customisation is in as people want solutions that suit their lifestyle and help them shed clutter

A snapshot of new car loans offered by various banks with other details

Here is how the new car loan rates offered by various banks stack up

Fund pick: HDFC Corporate Bond Fund

Fund pick: HDFC Corporate Bond Fund

Board REITs to ride office real estate recovery, absorption hits 8-qtr high

A severe third wave of the pandemic could reverse the ongoing upswing in REIT prices

Avoid longer-duration funds as interest rates may harden: Analysts

Shorter-duration ones will see lower mark-to-market impact

I-T refunds of Rs 1.50 trn issued till January 3 this fiscal year

This includes 1.1 crore refunds of Assessment Year 2021-22 amounting to Rs 21,323.55 crore

Tilt portfolio towards large-caps for smoother path amid market volatility

These funds have contained downside risk better than mid- and small-cap categories in past downturns

Assets under management of NPS, APY cross Rs 6.99 trn: PFRDA

Total assets under management (AUM) as on January 1, 2022 stood at Rs 6,99,172 crore, PFRDA said

Higher interest rates, limited tenures drive used-car loan EMIs up

Consider top-up home loan and personal loan; they are cheaper and you could get 100% financing

Make judicious investment choices when entering NPS and stick to them

While PFRDA will now allow investors to alter their investment choices four times in a financial year, tinkering too frequently may not be advisable except in volatile market conditions

Tips on choosing an electric room heater to keep the winter cold at bay

There are many kinds available at different price points in the market. Go for one that is compatible with the space that you want to keep warm

Interest rates on small savings schemes unchanged for Q4FY22

Public Provident Fund (PPF) and National Savings Certificate (NSC) will continue to carry an annual interest rate of 7.1 per cent and 6.8 per cent, respectively, in the fourth quarter as well

Senior citizens should buy health plans with lifelong renewability option

Buy a plan with a short waiting period for pre-existing diseases and low co-pay