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Find out why your credit report shows a loan you don't remember taking

Loans can be issued to you both legally and fraudulently. So if there's a suspicious entry in your credit report, get to the bottom of the matter immediately

Topics
Personal loans | Credit card loans | RBI

Bindisha Sarang  |  Mumbai 



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After a recent monetary policy review, Reserve Bank of India Governor Shaktikanta Das said the apex bank has been receiving many complaints against digital lenders. Customers found that were disbursed to them without their consent, which led to a drop in their credit scores. Adhil Shetty, chief executive officer (CEO), BankBazaar says, "Recently, several people mentioned on social media that they were surprised to find issued against their PANs by lending institutions. Worse, some of the had been defaulted on. For no fault of theirs, these people’s credit scores were compromised due to the defaults." If this happens to you, what steps should you take?

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First Published: Fri, April 15 2022. 16:15 IST

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