Page 405 - Personal Finance

Adoptive mothers can claim equal maternity benefits, say analysts

Law in India, however, does not provide for paternity leave

Income tax refunds of over Rs 1.83 trn issued so far this fiscal: I-T Dept

"CBDT issues refunds of over Rs 1,83,579 crore to more than 2.09 crore taxpayers from 1st Apr, 2021 to 28th Feb, 2022," the I-T department tweeted

Reduce exposure to high-beta funds amid choppier conditions: Experts

If your funds' decline on that day left you unnerved, you need to re-examine your holdings

Tackle low liquidity in sovereign gold bonds by laddering, say analysts

Gold is up 5.8 per cent over the past month and 8.9 per cent over the past year, with a large part of it coming in February, after escalation of tensions between Russia and Ukraine

NPS to include assured returns; new products likely to come in August

The NPS has offered higher returns so far than other schemes

Use the market correction as an opportunity to buy quality stocks

Those investors who are unable to handle market volatility should take an advisor's help or use hybrid mutual funds

Reduce regulatory risks by investing in ESG funds, say analysts

They are less likely to invite punitive action and hence can be rewarding, but lack track record

Fund pick: Kotak Flexicap Fund

Details of Kotak Flexicap Fund

Tips on buying a bed that suits the home interiors and offers sound sleep

You will find several types of beds available, at various price points in the market; pick the right size, shape, material and design for your personal space

A snapshot of best annuity plans offered by various companies with details

Here is how the best annuity plans offered by various companies stack up

Ukraine crisis: Mitigate volatility with multi-asset funds, say experts

According to the Sebi norms, multi-asset funds must have 10 per cent exposure each to equities, debt and gold

I-T refunds worth Rs 1.83 trn issued to 20.7 mn taxpayers so far in FY22

This includes personal income tax refunds of Rs 65,498 crore to over 2.04 crore assessees and corporate tax refunds of Rs 1.17 lakh crore to 2.30 lakh entities

Exit small-caps with high valuations and poor basics, say analysts

MF investors must limit allocation to 10% and have five-seven-year horizon

Employer has to pay damages for delay in payment of EPF contribution: SC

The top court said that the Act casts an obligation upon the employer to make the compulsory deduction for provident fund and to deposit in the workers' account in the EPF office

Appoint two-three key people as life policy's nominees, say analysts

Buyers should look it up to see which insurers have been quicker in settling claims.

Don't bank just on EPS as its pension payouts are paltry, say analysts

At present, it is mandatory for employees who earn a basic salary plus dearness allowance (DA) of up to Rs 15,000 to enrol in EPS

Prevent NRIs' PAN from being declared inactive

The I-T Department hasn't made provision for allowing those ineligible for Aadhaar to mark their PANs, so the latter can be kept active after March 31

EPFO mulling pension scheme for formal workers with basic wage over Rs 15K

At present, all those employees in the organised sector whose basic wage is up to Rs 15,000 per month at the time of joining service are mandatorily covered under EPS-95

Allowing your life insurance policy to lapse carries a very high cost

You will lose out on the cover, pay a surrender charge, and usually end up paying a higher premium when you buy a new policy

Good time to invest in commercial realty as firms bring employees to office

Leasing of space is likely to rise as Covid-related uncertainties reduce and hybrid work model becomes the norm