Page 405 - Personal Finance

Fund pick: DSP Tax Saver Fund

Fund pick: DSP Tax Saver Fund

Tips on picking suitable accessories and fixtures for your bathroom

Put in a little money to get the aesthetics right, and morph the most private space in your house to a place where you can rejuvenate and spend quality 'me time'

Exercise due diligence, avoid digital lenders that make borrowing too easy

The absence of due process-KYC, issuance of sanction letter and loan agreement-should act as red flags

Pay attention to liquidity needs while selecting tax saving instruments

Investors in higher tax brackets may avoid products taxed at the slab rate

Favourable outlook across segments to keep earnings growth robust for SRF

Gains from multiple triggers are factored in valuations which limits upsides

Soon, you won't have to transfer EPF account on job change; here's how

This will ensure that employees no longer have to transfer the money in their provident funds when they change jobs

Recent outflows from ELSS shouldn't deter you from investing in them

The combination of high returns and short lock-in they offer is not matched by other Section 80C products

Visa Inc's Amazon blues will shape the digital cash debate

E-commerce and social media giants could use this cash flowing into their tokens to offer credit to merchants, with repayments deducted on every sale at zero collection cost

'Save first, spend the rest': A budgeting approach that's easy to follow

Experienced practitioners may graduate to zero-based budgeting, a more evolved and detailed approach.

Buy gold on dips in the short term as a hedge against rising prices

Amid a global surge in inflation and rising crude oil prices, markets expect central banks to hike interest rates sooner than expected

Insurer can't alter loss assessed by surveyor

The National Commission concluded a surveyor's report must be given due importance unless there are valid reasons for disagreeing with it

Joint bank account not mandatory for spouse pension, says govt

A joint bank account with spouse is however desirable, the govt said

Making money from leveraged bets on initial offers is difficult

Pricing, oversubscription level, and listing-day gains must all be right for you to make a quick buck

Getting the bang for your buck as the travel bug bites post Covid

Know how much to budget for your trip, what precautions to take and which destinations are a safe bet

A snapshot of term insurance premiums with two riders offered by firms

Here is how the term insurance premium rates with two riders offered by firms stack up

Fund pick: Aditya Birla Sun Life Income Fund

Fund pick: Aditya Birla Sun Life Income Fund

Diversifying global investments beyond the US can reduce portfolio risk

A diversified fund that captures growth in other developed markets should be your next stop

Get diversified country and theme exposure with real estate global funds

Experts say returns from these funds could be slightly lower, but also less volatile, compared to international equity funds

Why RBI retail direct is not an attractive investment option for common man

One of the main concerns of the RBI retail direct scheme is liquidity

Rebalancing equity portfolio more frequently reduces risk, but raises costs

Adopt an approach that you understand and can adhere to in the long run