Page 411 - Personal Finance

Global innovation funds are for savvy investors, say analysts

Invest in a diversified global fund before taking limited exposure to a thematic offering

Make sure you don't miss extended tax filing deadline: Analysts

The new deadlines for uploading declarations in Form 15G/15H for Q1 is November 30. For Q2, the deadline is December 31

Claims settlement ratio at 99.25% in FY21: Digital insurer Aegon Life

Digital life insurer Aegon Life on Tuesday said it has achieved a death claim settlement ratio of 99.25 per cent in FY21.

P2P lending is for those with a high risk appetite, say analysts

Limit lending amount and diversify among borrowers

Refunds: I-T dept asks taxpayers to send online response for AY 20-21

The Income Tax Department has urged taxpayers to "quickly" send an online response so that their pending refunds for assessment year 2020-21 can be processed expeditiously.

Attractive though they are, scrutinise costs before you invest in Ulips

After the recent run up in equity markets, it would be prudent to opt for a mix of equity and debt funds

CBDT extends due dates for e-filing of various Income Tax forms

The Finance Ministry said that the move comes on the back of difficulties reported by taxpayers and other stakeholders.

Those joining NPS after 65 yrs of age can take up to 50% equity exposure

Any Indian citizen and Overseas Citizen of India (OCI) in the age group of 65-70 years can also join NPS and continue up to the age of 75 years

Looking to invest in a luxury property? Pin code is the key, say experts

Early entry in emerging destinations could fetch good returns, say experts

A snapshot of loan against FD offered by various banks and other details

Here is how the loan against FD offered by various banks stack up

Fund pick: IDFC Bond Fund - Short Term Plan

Fund pick: IDFC Bond Fund - Short Term Plan

Bungalows and villas edge out apartments as dream houses in Covid times

Emerging need for more space, greenery, light, ventilation and privacy are driving demand. If you're buying one, ensure the title is clear and the plans are duly sanctioned

Pension plans: Stagger annuity purchases as returns improve with age

Buying in tranches will also help you deal with interest-rate risk

Employee stock options: Postpone sale of shares if firm plans to list

Extend holding period so that you pay tax on long-term capital gains as it will reduce the outgo

NRIs should apply to I-T dept for relief from double taxation: Experts

If they have lost non-resident status because of enforced stay in India, this can bring them some reprieve

Term insurance plan: Automating increase in sum assured could prove useful

To raise your life cover considerably, buy a second term plan

A good time to buy an electric two-wheeler, hold on if it's a car you want

A range of options and easy buying terms tilt the scales in favour to e-scooters; electric cars, on the other hand, are too expensive currently

Use only 'mad money' to invest in fads

Investors with a compulsive need to participate in any ongoing action should do so by having a 'mad money' allocation-money they can afford to lose

CBDT issues Rs 49,696-cr refunds to 2.2 mn taxpayers from Apr 1-Aug 16

Income tax refunds of Rs 14,608 crore issued in 21,50,668 cases and corporate tax refunds of Rs 35,088 crore issued in 1,24,732 cases, the CBDT informed.

July non-life insurance premiums shrug off pandemic cloud: Care Ratings

The non-life insurance industry continued its strong performance with July numbers reporting 19.5 per cent growth in line with the trend seen during previous months, Care Ratings has said.