Page 414 - Personal Finance

Can't afford to buy a swanky car? Take one on a rent or hire instead

You can even gift yourself the experience of riding a different set of wheels each time you plan a trip--from a Hummer to a Bentley to a Jaguar to a BMW or Range Rover

Income Tax refunds worth Rs 43,991 crore issued till July 26

It comprises personal income tax refunds of Rs 13,341 crore and corporate tax refunds of Rs 30,651 crore.

A snapshot of loan against property offered by various banks with details

Here are the interest rates of loan against property offered by various banks

Fund pick: Nippon India Low Duration Fund

Fund pick: Nippon India Low Duration Fund

Include cryptocurrency gains in income-tax returns, say analysts

Treat it as capital gain if you buy and hold; as business income if you trade frequently

Attractive stock markets may keep investors away from gold: Analysts

Demand for gold in India jumped 19.2 per cent in the April - June 2021 quarter to 76.1 tonnes, suggests the latest report from World Gold Council (WGC)

Over 2.58 mn ITRs filed, 0.79 mn e-PANs allocated at new IT e-filing portal

The new Income Tax Department website, which has been marred by glitches, has successfully received over 2.5 million returns, more than 35.7 million unique logins

NPS fund managers have more choices as investment universe expands

Investment advisors are not comfortable with the idea of a retirement product like NPS investing in IPOs

Issues with new income tax portal to be resolved soon, says FM

Sitharaman said Infosys had done trial runs before the June 7 launch but users faced technical issues in accessing the portal.

Opt for exchange-traded funds with low-impact cost, say analysts

To avoid the challenge of buying ETFs at the right price, choose index funds

Before choosing home insurance, check reconstruction cost: Analysts

Only then can one arrive at an appropriate sum insured

Keep a close watch on the cash you've left lying with your broker

If you are not going to trade frequently, don't leave excess cash in your trading account and make sure check weekly reports sent by the exchange carefully

How you use a loan determines tax benefit

Interest paid on even a loan against property is tax deductible if you can prove that the loan was utilised for your child's higher education

Sit back, and let dynamic bond fund tackle duration risk for you

Risk in these funds arises from the fact that even fund managers' interest-rate calls could take a wrong turn

Three publishing strategies to get the book you've authored to the shelves

While the traditional publishing house is still the most popular, don't stress if it junks your work. You have two more ways to see your book morph into paperback or hardcover

Fund pick: UTI Mastershare Unit

Fund pick: UTI Mastershare Unit

A snapshot of term insurance plans with 2 riders offered by companies

Here is how the term insurance plans offered by various companies stack up

Should you ditch your credit card and consider 'buy now, pay later'?

Several players, such as LazyPay, Capital Float, and ZestMoney, to name a few, offer it

Risk-return profiles can vary a lot among balanced advantage funds

Before investing, check the fund's returns during market crash

ITR filing: Select donations qualify for tax benefits, say analysts

Donors need to select the appropriate mode while making donations under these two sections