Page 414 - Personal Finance

A snapshot of term insurance plans with two riders offered by companies

Here is how the term insurance plan offered by various companies stack up

Fund pick: Aditya BSL Corporate Bond Fund

Fund pick: Aditya BSL Corporate Bond Fund

What to do if elevated equity market valuations give you sleepless nights

Book partial profits in equities and move into debt and gold, even if returns from these asset classes are poor currently

Centre approves 3% Dearness Allowance hike for central govt employees

After this hike, the DA will increase to 31%; the move will benefit 4.7 mn employees and 6.8 mn pensioners

Forget Squid Game, here are some strategies to get out of debt in real life

The most-expensive-debt first approach is cost-effective, while debt snowball has been found to be the most successful

Cautious investors may shift to an index fund in mid-, small-cap categories

When selecting an index fund, pay attention to fee and tracking error

What are ULIPs? How do they work? Are they good for long-term investment?

You may have heard mixed reviews about Unit-Linked Insurance Plans (ULIPs). But do you know what are ULIPs and how do they work? Are they a good invest instrument for the long term? Let's understand

Overdraft facility against gold cheaper than term loan, say experts

Opt for overdraft facility if you have a recurring need, a term loan if you require a lump sum

Scrutinise the deals and discounts while buying a house this festive season

Be guided by more crucial considerations such as the budget, the location, and the projects that are right for you

Wanted, a panel to settle tax disputes

The government should constitute a panel to examine disputes, especially those where the Department has lost in the lower forums and appealed in a higher one

Gift a financial instrument and watch its value grow over the years

Keep in mind that gifts of above Rs 50,000 from non-relatives are taxable in the recipient's hands, except during a wedding

Fund pick: DSP Midcap Fund

Fund pick: DSP Midcap Fund

A snapshot of loan against property with two riders offered by companies

Here's how loan against property rates offered by banks stack up

Tips to curb revenge spending and avoid a debt trap this festive season

Planning your expenses and comparing offers is a good way to start; use your plastic wisely and don't buy every claim the manufacturer tries to sell you

Use the current phase of correction to build your allocation to gold

It can act as hedge against high inflation or slowdown

House hunting? Tips on cashing in on festive offers being made by builders

Just make sure you get your math right while striking a deal for a house this Diwali. Often times, the cost of the offer is built into the price of the property

Investing in cryptos? Divide holdings between hot and cold wallets

Keep the cryptos required for trading in the former and the balance in the latter

With yields hardening, its best to opt for shorter-duration funds

Shorter-maturity bonds in these funds get reinvested at higher coupon rates

Bank FD to fetch negative real interest with elevated inflation

The Reserve Bank of India (RBI) in its latest monetary policy review has projected retail inflation at 5.3 per cent for the current financial year.

GSTN blocks Rs 14,000-cr input tax credits of 66,000 taxpayers

There are currently 1.32 crore taxpayers registered under GST.