Page 424 - Personal Finance

Avoid outsized positions and high leverage to soften blow of trading outage

Losses caused by technical glitches can get magnified due to leverage, hence retail investors who do day trading need to be cautious

With high interest rates likely, investors need to avoid long-term funds

Shorter-duration funds will benefit from being able to reinvest at regular intervals

Investors should use correction to build allocation to gold: Experts

12-15% allocation is a must to counter volatility in equities

Due diligence failure facilitated fraud

In a case of fraud, the National Commission found that a postal department had handed over a cheque meant for a couple to another person without an authorisation letter

Let not the variety confuse you, keep your passive fund investments simple

With just three or four passive products, you can build a solid, long-term portfolio

Max Life Insurance expects over 11% business growth in FY21: CEO

Max Life Insurance hopes to post even better numbers at the close of 2020-21 on the back of strong distribution network and digital expansion, the company's top official said

Overhauling your thoughts and lifestyle to keep your mind healthy and happy

Don't ignore mental health. Here are some techniques to junk bad thoughts for good ones, eat and sleep right, and alter your activity charts to keep the mind sharp, yet calm and peaceful

Choose hospital cash benefit plan, cut your out-of-pocket spend

This is a supplement to and not a substitute for the regular hospitalisation cover

A snapshot of Term insurance premiums for 35- and 40-year-old people

Here is the comparison of term insurance plans for 35- and 45- year-old people in a metro city

Fund pick: Franklin India Focused Equity Fund

Franklin India Focused Equity Fund

Rising demand, disrupted supply: Platinum breakout rally rides on shortage

Unlike yellow metal, platinum tends to have a positive correlation with equities

Wealthy PF investors may opt for debt funds as Budget changes tax rule

Budget proposes that interest on the PF contributions (employee contribution) above Rs 2.5 lakh per annum be taxable with from April 1, 2021

Remember to avail of tax benefit on health check-up under Section 80D

If your health insurance premium is low, this provision can help you enjoy a higher deduction

Policies covering pre-existing diseases from day 1 reduce anxiety

Watch out for limited sum insured in such covers

Insurers remain divided over Covid-19's status as 'pre-existing condition'

Anything that increases the risk for insurers will call for either a repricing or refusal

NBFC or FinTech? Things to keep in mind while opting for education loan

Finding it difficult to get an education loan? What are better terms for taking education loan: Govt banks or NBFCs or FinTech? In this podcast, we answer these and more

EPFO likely to declare rate of interest on EPF deposits for FY21 on March 4

An EPFO trustee said that on Monday he received the intimation that the next CBT meeting is scheduled to be held on March 4 at Srinagar

Tips on raising funds from govt agencies and PE firms for your startup

Apart from central and state govt schemes that fund new ideas, you have PE/VC firms, angel investors and incubators to help your business see the light of day; just get your business model right

A term policy is the preferred option for covering home loan liability

A home loan protection plan could pose problems if you wish to switch or foreclose your loan

FinMin to infuse Rs 3,000 cr in state-owned general insurers this quarter

Last year, the Union Cabinet headed by Prime Minister Narendra Modi cleared proposal to provide capital support to National Insurance, Oriental Insurance and United India Insurance