Page 428 - Personal Finance

A snapshot of home insurance premiums offered by various companies

Here is how the home insurance premium rates offered by various companies stack up

Standard travel policy to ease purchase of product: Who should go for it?

Those travelling to developed countries or needing elaborate coverage should consider existing plans

String of IPOs lined up, study them in detail before investing in any

A bull market carries the risk that offerings could turn pricier, but their fundamentals could deteriorate

I-T refunds worth Rs 1.64 trn issued to 10.4 million taxpayers till Jan 4

The Income Tax department on Wednesday said it has issued refunds worth over Rs 1.64 trillion to over 10.4 million taxpayers so far this fiscal

Don't chase last year's outperformers in debt funds, advise analysts

For 2021, in keeping with the law of mean reversion, analysts have modest return expectations from last year's outperformers

Some tips to limit damage if you've fallen prey to financial data theft

Breaking down the steps you can take if your information is stolen and how you can limit your exposure to fraud

Planning to invest in value funds? Performance hinges on earnings recovery

'Invest with a 7-10-year horizon. Allocate 20-30 per cent of your equity portfolio to them,' says Vishal Dhawan, chief financial planner, PlanAhead Wealth Advisors

Insurance regulator keeps obligatory cession at 5% to GIC Re in FY21

The entire obligatory cession has to be reinsured with India's largest reinsurer, General Insurance Corporation of India (GIC Re)

Irdai maintains 5% obligatory cession to GIC Re in FY21, fixes commission

Obligatory cession is the part of the business, or premium, that general insurers are required to cede on every policy sold to GIC Re

Planning to get a new car? Check out three different ways to acquire one

Subscribing or leasing a car works well if you aren't planning to use the vehicle for too long or don't want to borrow to buy one. But they have their limitations

Beating the winter blues with some warm, snug and trendy woollens

Now that WFH is the new normal, comfort takes the bench seat over style. However, comfy doesn't automatically mean frumpy

Increase life insurance cover to keep pace with your liabilities

Convert policies into 'paid-up' if internal rate of return is below promised levels

Fund pick: Nippon India Dynamic Bond Fund

Fund pick: Nippon India Dynamic Bond Fund

A snapshot of personal loans offered by various banks and other details

Here is how the personal loan rates offered by various banks stack up

New fund offers: Consider investing in differentiated offerings only

Also invest if you can lock in returns or can view the record of underlying fund

EPFO begins crediting 8.5% interest for 2019-20; to reflect from Jan 1

Retirement fund body EPFO on Thursday started crediting 8.5 per cent rate of interest on employees' provident fund (EPF) for 2019-20 for its over six crore members, a senior official said.

Over 47.3 million ITRs filed till December 30 for fiscal 2019-20

The government has extended the deadline for filing ITR till January 10 for individuals

Interest rate on PPF, NSC, other small savings schemes unchanged for Q4

The government kept the interest rates on small savings schemes, including PPF and NSC, unchanged for the January-March quarter

Planning to invest money? Don't enter cryptocoin trade for quick gains

Invest for the long term via SIP, and limit allocation to 5-10% of the portfolio

Covid impact: Govt extends deadline for filing income tax and GST returns

Individual must now file return by January 10, 2021; due date for ITR filing for companies extended by 15 days to February 15, 2021