Page 435 - Personal Finance

Fund pick: Kotak Equity Opportunities Fund

Fund pick: Kotak Equity Opportunities Fund

A snapshot of term insurance plans with two riders offered by companies

Here's how the term insurance plans with two riders offered by various banks stack up

Covid-19: Switch to comprehensive insurance policy for broader coverage

Waiting period gains of Covid policy stay intact

Need to expand health insurance to include outpatient care: Irdai chairman

In light of the Coronavirus (Covid-19) pandemic, health insurance has seen a surge in demand from consumers

Need to have more disease-specific health insurance products: Irdai

Irdai Chairman Subhash Khuntia has urged health insurance providers to develop disease-specific products which could help policy holders in preventing different ailments

What is a passive fund and is it a safe investment option? Things to know

In this podcast, Business Standard's Sanjay Kumar Singh explains the difference between active and passive funds, why should an investor get into passive funds and more

Irdai allows renewal, migration and porting of Covid specific policies

The Indian insurance regulator has allowed renewal, migration and portability of Covid-19 specific standard health insurance policies -- Corona Kavach, Corona Rakshak and Group Corona Kavach Policy

Avail of cash scheme if you have planned expenses in festive season

Employees need not miss out on LTC benefit in the current block of 4 years

Irdai allows renewal, migration and portability of Covid-specific products

Renewal subject to insurer's underwriting policy, must be done before expiry of existing policy contract

Don't impose 15-day waiting period for Corona Kavach renewal: IRDAI

As per the guidelines issued by the IRDAI, the short-term Corona Kavach policies are issued by insurance companies for three-and-a-half months, six-and-a-half months or nine-and-a-half-months

Don't let past year's return guide you while deciding on asset allocation

Government and corporate bond schemes of NPS are unlikely to beat equity schemes over the long term

Borrowers need fair rates, not just waiver

With portability, a large number of borrowers will move to a 1-2 percentage points lower rate and enjoy handsome savings

Regulators hand out more tools to customers for decoding financial products

Sebi's new risk-o-meter and Irdai's proposed colour coding of health insurance plans will enable buyers to make more informed choices

In a share buyback, make a tactical bet if price gap is attractive

In a buyback, purchase the stock early from the market or else the price gap could close

Maid to order: Robotic vacuums that do a great job cleaning your house

Consistent, never on leave, working without supervision. Corona times have led to spurt in automated devices that mop, scrub and vacuum your house unobtrusively

Fund pick: ICICI Pru Gilt Fund

Fund pick: ICICI Pru Gilt Fund

A snapshot of loan against property offered by various banks and HFCs

Here's how interest rates of loan against property offered by various banks and HFCs stack up

Not verifying your income tax returns might have serious consequences

Refunds get blocked, losses aren't carried forward, and you could face a penalty

Weigh your options before going passive on mid- and small-cap equity funds

The majority of active funds still outperform their benchmarks and passive funds don't have a long track record in these two segments

Lower tax collected at source rate on funds remitted for education

But a higher rate will be levied if PAN isn't furnished