Page 576 - Personal Finance

Readers' Corner: Taxation

Tier-II account of the National Pension Scheme allows greater flexibility attached in respect of withdrawal options

Hotspot: Office-goers keep Magarpatta-Kharadi Bypass in demand

Its strategic location has driven demand for commercial and residential real estate

Tipping Point: How are EPF investments taxed?

No taxation at the time of investment, during the accumulation phase, and at the time of redemption

Buy cancer care for comprehensive cover

Buy a critical illness plan first for coverage against several major ailments, then think of a cancer cover if you want comprehensive protection

More options for housing societies

The more-aware housing societies are already shifting their investment to debt mutual funds and arbitrage mutual funds

Investors better off in active funds than ETFs

Due to the falling alpha of large-cap funds, some fund houses have started reducing their expense ratios in that category to counter passive funds

Check total cost, not just home loan rate

Buyers should weigh Tata Housing-Indiabulls Housing Finance offer against others where they can negotiate on home price and loan rate separately

Mutual funds log Rs 51,000 cr inflow in October: Amfi

With the latest inflow, total infusion in MF schemes reached to over Rs 2.5 lakh cr from April-Oct of the current fiscal

Use whole life term policies for legacy planning

By doing so, your annual outgo will come down and returns will improve

What is mechanism for amending registration certificate under GST law?

If there is change in any of the particulars furnished in the application for registration, a person is required to file an application within 15 days

Strong revenue growth soon

However, it will primarily be due to the low base effect after demonetisation

Electric cars: High upfront pay, but running cost low

But it's better to wait for a while, as more players will enter and battery costs will come down

Avoid falling prey to mis-selling of insurance

While Irdai can nudge the sector towards better practices, buyers need to view this as an instrument that provides risk cover, not as a tax saving or investment product

It's time to move primarily into short-term funds

With the benchmark 10-year government bond yield rising above 7%, the larger part of your debt portfolio should be in short-term funds having a sound credit profile

Realty check: Within a budget of Rs 30 lakh - Rs 50 lakh

Business Standard brings you a snapshot of average current rates and unit sizes

From fitness trackers to smartwatches

If you are just starting out, go for a basic model that tracks your heart rate

Ethical investing does pay

Returns from Shariah and other funds in this space have been steady and comparable to other categories

Railways to pay for bridge collapse accidents

The dept inquiry conducted by the Railways revealed that the bridge had collapsed due to corrosion of the connecting cross girders

Readers' Corner: Mutual Fund

Currently, equity linked savings scheme do not provide dividend reinvestment facility

Tipping Point: What is a constant maturity gilt fund?

Constant maturity gilt funds guard against the risk of wrong duration calls by fund managers