Page 602 - Personal Finance
Consumer protection: Limited claim for lost baggage
Airline liable to pay compensation of Rs 125 a kg for lost luggage, under the Carriage by Air Act
 "Consumer protection: Limited claim for lost baggage")
Want tickets for Rs 2,500 under UDAN? Book in advance on popular routes
Shimla-Delhi flights are sold out but others are available much below the capped limit of Rs 2,000
 "Want tickets for Rs 2,500 under UDAN? Book in advance on popular routes")
Trump era and return of the NRI: Tips for people shifting back to India
Determine tax residency status, pay taxes, get bank accounts re-designated and buy insurance covers
 "Trump era and return of the NRI: Tips for people shifting back to India")
Correct errors in your credit score quickly
With more and more places seeking it, any mistake in the score may cost you
 "Correct errors in your credit score quickly")
Housing to seeding Aadhaar: Check out EPFO's customer-friendly initiatives
Seed Aadhaar account and bank details with EPFO and you can make all applications online
 "Housing to seeding Aadhaar: Check out EPFO's customer-friendly initiatives")
MFs face cost, operational pressures due to new KYC system
Industry player say the new system is costly and time-consuming as several details need to be filled
Avoid neighbour's tips, go with algo-based platforms
The lacuna of these recommendations is they are based entirely on historical data
 "Avoid neighbour's tips, go with algo-based platforms")
More steam left in markets
Financials, energy, industrials and materials could be the next growth sectors
Use rolling returns to select consistent tax-saving funds
The funds included have beaten their benchmarks 90% of the time or more
 "Use rolling returns to select consistent tax-saving funds")
Put new money in shorter-duration bond funds
Limit allocation to longer-duration ones to 20-25% of the portfolio
 "Put new money in shorter-duration bond funds")
As Sensex hits new high, when is right time to bid goodbye to your stock?
Having an exit strategy will help maximise your profits and limit the downside
 "As Sensex hits new high, when is right time to bid goodbye to your stock?")
You can shift back to EPF after porting to NPS
On rejoining, the subscriber will not be eligible for benefits accumulated in his previous tenure
 "You can shift back to EPF after porting to NPS")
Wealthy Indians shop for overseas health covers
Two Indian companies offer covers ranging from Rs 15 lakh to Rs 6 crore
 "Wealthy Indians shop for overseas health covers")
Allocate more of you pension money to equities for better returns
But it should be balanced and choice should be given to subscribers
 "Allocate more of you pension money to equities for better returns")
Buy gold for price as low as Re 1 this Akshaya Tritiya: Here's how
What if you were told that you can buy gold for a rupee on Akshaya Tritiya 2017?
 "Buy gold for price as low as Re 1 this Akshaya Tritiya: Here's how")
Now, you can withdraw EPF money for treatment without doctor certificate
Physically challenged members can seek advance for purchasing equipment
Don't invest over 10% of your debt portfolio in an NCD issue
It will help you diversify. If you're risk-averse, consider India Post deposits or debt funds
 "Don't invest over 10% of your debt portfolio in an NCD issue")
Which is the best home loan?
Avoid lenders who insist that you should buy insurance policies only from them
 "Which is the best home loan?")
Sensex hits 30,000: Should you book profits, hold or enter now?
Mid- and small-caps have turned expensive. Further investments should be staggered
 "Sensex hits 30,000: Should you book profits, hold or enter now?")
Tipping Point: What is recency bias?
Recency bias refers to the tendency to allow recent events to affect our judgement excessively