With the rise in the use of credit scores for all kinds of transactions, from getting a loan to even screening of employees, it is becoming more and more important to constantly monitor and remove any discrepancy that may have crept into this critical number.
CIBIL, one of the four credit bureaus in the country, recently tied up with several e-commerce companies and employee-screening firms. While the former will use credit scores to approve loans to customers to whom they sell goods through equated monthly instalments (EMIs), the latter will use it to filter out indebted employees (the rationale being

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