Page 608 - Personal Finance

Health insurance to donations: Don't use cash for these transactions

The government has proposed to lower the cash transaction limit to Rs 2 lakh

Justice made affordable for the middle class

SC's initiative is laudable but it needs to be more stringent and make lawyers accountable

Markets driven by liquidity

A change in attitude of FPIs could change the market's fortunes

Buy an OPD cover if you visit the doctor frequently

Households with young children, older parents may opt for health policies with in-built OPD feature

Time is on NRIs' side when it comes to Aadhaar

Since NRIs and firms are not entitled to Aadhaar, they are outside the new provisions

Innovative ways of giving back to society

Some of the products or platforms may not be flexible; thus, due-diligence is a must

EPFO cuts admin charges to 0.65%; 6 lakh firms to save Rs 1,000 cr a year

Currently, administrative charges are 0.85% of total wages

Banjara Hills in Hyderabad: Premium yet affordable

Hyderabad is considered as one of the best cities to live in

Readers' Corner: Banking

Rajiv Anand, executive director, Axis Bank, answers your questions

Tipping Point

It is a behavioural bias where investors tend to get attached to a certain benchmark or number

Tipping Point

Banks look at the average balance one maintains in a month

Want regular dividends? Balanced funds may not be your best bet

MIPs and ultra short-term funds may be a better bet for such purposes

Personal finance: Time to rebalance your portfolio

Removing laggards will bring your portfolio back into shape and prepare it for ups and downs

Taxpayers shouldn't subsidise lenders

Govt should ensure that banks don't use the new interest subsidy scheme to shore up their profits

Free Wi-Fi attractive for international travellers

Given the short distances, it may not make sense for domestic airline routes

Want a loan? Here's how your phone data, utility bills can make it easier

New customers or existing ones seeking better credit scores can go through this process

Your Money: Making a household budget is tedious, but fruitful

Start small by noting down expenses for a month and then decide on allocation

Have you got your defences in place?

Many indices are also trading above their long-term average valuations

Insured should seek surveyor's report, claim penalty for delays

Inform the insurer about the damage within two to three days

Your money: A Will is better than gifting when passing on assets

Gift deed's language is closely scrutinised by the I-T dept, leading to problems for the receiver