Personal finance: Time to rebalance your portfolio

Removing laggards will bring your portfolio back into shape and prepare it for ups and downs

With both equities and debt doing rather well in the financial year 2017, most people wouldn’t like to disturb their portfolios in the coming year. But that wouldn’t be a wise decision.

The beginning of the financial year always a good time to review your investment portfolio. Not only do you need to assess the gains and losses you have made from your investment strategy, you also need to take a few essential steps like rebalancing the portfolio and removing the laggards.

First, review the performance of major asset classes and what experts are saying about their prospects for the