Buy an OPD cover if you visit the doctor frequently

Households with young children, older parents may opt for health policies with in-built OPD feature

When health insurance was developed initially, it was meant only to cover a person’s hospitalisation and surgical expenses. It has since then evolved steadily in its effort to take care of all the health problems that customers may face. Surgical treatments of haemorrhoids, tonsil removal, cystoscopic removal of stones, and so on were not covered by traditional health insurance plans until a few years earlier, but are taken care of under day care benefit by most plans today. In some areas, such as OPD (out-patient department) cover, however, limitations remain.
 
Owing to growing risks from environmental hazards and lifestyle diseases,