Page 633 - Personal Finance
 "Case study")
Retail investors need to be patient with equities
Are investors being sold a lemon when financial planners insist that they stay invested in equities for the long term?
 "Retail investors need to be patient with equities")
 "Relatively affordable property prices driving demand")
 "Taxation: Kuldip Kumar")
 "Insurer can refuse a claim if intimation is not given promptly")
Treatment at home can be 20-30% cheaper
However, insurance might not be available in all cases
 "Treatment at home can be 20-30% cheaper")
Consolidation inevitable in telecom sector
This year can be make or break for the industry. A big shake-out could be triggered by the auctions
 "Consolidation inevitable in telecom sector")
What is your risk profile?
It is a question that depends on various factors, such as age, dependents and market conditions
 "What is your risk profile?")
New home insurance plans are much better
Insurers cover the house on market value, and not on construction cost. They also don't insist on bills when giving the policy
 "New home insurance plans are much better")
Tightrope walk for next RBI governor
Managing Brexit, inflation and banking reforms, along with the political environment, will be tough
SBI Cards to launch credit card facility through mobile
The technology, known as host card emulation, will use the near field communication to make payments
 "SBI Cards to launch credit card facility through mobile")
Combi plans for those with no cover
Life-cum-health plans don't allow customisation. Separate term, health plans can provide higher coverage
 "Combi plans for those with no cover")
Will ombudsmen help bank customers?
RBI has asked banks to widen their redressal system but consumer activists say it won't help much
 "Will ombudsmen help bank customers?")
New fund option in mid-cap space
ICICI Pru's new Midcap Select ETF will be in a space where only three schemes exist. Investors should understand the product before investing
 "Case study")
 "Realty check: Budget - Rs 30-50 lakh")
Simple steps to resolve procedural tangles
Many people struggle to claim or liquidate investments and insurance policies due to procedural issues. Follow these well-defined rules
 "Simple steps to resolve procedural tangles")
Problems for NRIs remitting salary to India
Interest on NRE accounts is tax-free, but the I-T department creates hurdles to tax these accounts
Make a classic investment
But do it for the love of owning such a vehicle because there is no guarantee of return on the money spent
 "Make a classic investment")