Page 655 - Personal Finance

Why life insurers reject accident claims citing breach of law

General and life insurers may view accident claims differently because of the difference in product structures

Fixed maturity plans are riskier, but offer better returns

However, investors should put in money only if they are willing to stay for the entire tenure of the instrument

Pick the right tax-saving fund

What you should consider before choosing an ELSS

Here's how you can pick right tax-saver fund

A look at some of the criteria you should consider while choosing an equity-linked saving scheme

E-policies made compulsory for most categories

In some cases, like motor insurance, the government needs to first recognise these

Time to change meaningless income-tax exemptions

Many exemptions make little sense, such as a monthly exemption of Rs 100 for college education and Rs 300 for hostel fees

Case study

Opportunity for homebuyers

A slow market is a boon for end-users, if you make sensible use of developers' predicament and price trends

Should you invest in credit opportunity funds?

Before you rush out to put in your money, understand the risks they carry

Dadar, Mumbai: Benefits of central location, excellent connectivity

Dadar has historically proven so popular that the market itself is near saturation point in terms of residential property

Bank liable for lost title deeds

Govt banks will continue to bleed

If 70% of the commercial banking space is struggling, growth will be hit as well

Readers' Corner: General Insurance

Phishing emails: IT dept sends over 100 fraud links to cyber

Certain emails recently spoofed the I-T department's identity

How to rent a safe deposit locker

NBFCs have been permitted to offer locker facility, but this facility is not regulated by RBI. So, do proper due diligence before choosing the right entity to open your locker

Close-ended funds are not for active investors

While close-ended funds can suit investors who worry about market volatility, long term investors must invest through an SIP in an open-ended fund

Don't fall for the investment themes of closed-end funds

These funds don't allow investors to exit mid-way in order to cash in on returns or if they aren't happy with their performance

Lock in your investments in small savings schemes

The next revision will make the rates similar to those of bank FDs

More young professionals have lifestyle disorders, inadequate health cover

Chronic body pain, obesity on the rise among professionals aged 23-35; many of them depend only on employer-provided cover

Govt to cut returns on small savings schemes by 25 bps