Page 706 - Personal Finance
No more confusion: Plain vanilla insurance products coming up
Public sector insurers have already begun work to introduce easy-to-understand, low-cost policies
 "No more confusion: Plain vanilla insurance products coming up")
Now, an MF route to e-commerce
Pramerica has approached Sebi to launch a scheme focused on the hot sector
 "Now, an MF route to e-commerce")
Longer-term motor policies could be cheaper
Three-year policies will be introduced only for two-wheelers now; it might be extended to cars later on
 "Longer-term motor policies could be cheaper")
I-T dept to pursue criminal proceedings against tax evaders
Part of move to intensify scrutiny on black money
 "I-T dept to pursue criminal proceedings against tax evaders")
MF exposure to banking stocks surges to Rs 76,000 cr in Jan
Investment in this space have more than doubled since Jan 2014, when the exposure was Rs 30,339 cr
 "MF exposure to banking stocks surges to Rs 76,000 cr in Jan")
Will e-insurance policies get a discount on premium?
Insurers say it is not feasible because there is no substantial saving in cost yet
 "Will e-insurance policies get a discount on premium?")
Largest equity account addition in MF space since Lehman crisis
MF equity investor base at 16-mth high of 31 million, but still 10 million shy of 2009-10 levels
Uncertainty ahead, but don't panic
Even if the Delhi election results spook markets, use dips to buy ahead of Budget day
 "Uncertainty ahead, but don't panic")
 "40 Years Ago...And now: Air travel - Fixed fares to dynamic pricing")
Gearing up for an event
Buy at dips if market corrects significantly
 "Gearing up for an event")
 "Case study")
 "Realty check")
 "General Insurance: Rakesh Jain")
 "Is life insurance penetration low in India?")
Use Facebook, ATMs for transferring money, too
Since the technology is the same as the one used for mobile banking, it is safe and instant
 "Use Facebook, ATMs for transferring money, too")
Direct plans will benefit over the long term
As the difference is 5-75 bps, there is money to be made. However, take this option only if confident of selecting the right scheme; first-time investors are better off with a distributor
 "Direct plans will benefit over the long term")
Five reasons to buy whole-life plans
These plans are expensive but the benefits outweigh the costs
Migrating isn't that difficult
If you fit the professional profile a country is looking for, it could be much easier. However, it's not a short process
 "Migrating isn't that difficult")
PSU OFS: Be selective, be safe
While it might provide short-term gains, a 5% discount isn't enough to build a strong long-term portfolio
 "PSU OFS: Be selective, be safe")
Use PSU OFS issues for short-term gains
5% discount should not be deciding factor for long-term retail investors
 "Use PSU OFS issues for short-term gains")