Page 708 - Personal Finance

BS Primer: Banking on small and payment banks

Readers' Corner: Banking

Jairam Sridharan, retail lending head, Axis Bank, answers your questions

Hot Spot: Kanjurmarg, Mumbai

Demand for housing from nearby business complexes

Companies cannot justify delay due to slow decision process

Case study

Business Standard analyses one family's finances and suggests a way forward

Road map for first-time investors

Invest 20-30% of your surplus in equity mutual funds and the rest through SIPs; think like a company's owner and don't panic if the market corrects sharply

Defrauded? Don't always blame your bank

Avoid common mistakes pertaining to credit card transactions, online fund transfers and closing of credit cards and loans

In time of competitive devaluation

RBI is buying lots of forex. So, it may have to cut policy rates simply to prevent currency over-appreciation

Before you say 'I do'

Open a dialogue as your finances need to marry, too

Retail investors' guide to the Coal India mega share sale

Govt is to divest up to 10% stake in Coal India tomorrow

If banks bite the broker bullet...

...it will bring in more transparency, provide multiple choices and reduce mis-selling

Are you creating black money unwittingly?

Not declaring interest income from household savings or an expensive watch could land you in trouble

Medical test for term plan always advisable

Do it even if not mandatory; this will ensure claim is not rejected on medical grounds

Retail investors needn't be too greedy

Get rid of bad-performing funds or stocks; don't disturb current investments

Post India Insurance may sell products of other insurers

DoP already offers insurance policy (Postal Life Insurance) to government and semi-government employees

40 years ago...And now: From 32,000 cars a year to 2.5 million

Navigating the online shopping minefield

Buying on the internet is the future but be wary of the fine print and make sure you get a genuine product

Ways to ease your top-up loan burden

By consolidating borrowings, the total EMI burden and interest cost can be reduced

EPFO may change rules to curb pre-mature withdrawals

Changes will ensure no full payment is made unless the members attain 50 years of age

Unions demand hike in I-T exemption ceiling to Rs 5 lakh

Finance Minister assures trade unions that govt will not go for privatising Railways and Coal India