Page 711 - Personal Finance
How to manage education expenses
Don't forget to plan for distribution phase and put money to work while your child is still studying
 "How to manage education expenses")
RBI rate cut: Loan, deposit rates set to fall
Margin worries might prompt lenders to first lower the latter but all agree both cuts likely soon
 "RBI rate cut: Loan, deposit rates set to fall")
Should you roll over your 1-year FMP?
The decision will depend on the tax bracket you fall in
 "Should you roll over your 1-year FMP?")
Reaping rewards through bonus debentures
These offer additional income and great value for existing shareholders
 "Reaping rewards through bonus debentures")
e-IPOs to reduce listing time
New online payment mechanism will do away with need to pay through cheques
 "e-IPOs to reduce listing time")
Investing in NCDs now will give capital appreciation
However, tax-free bonds can give higher post-tax returns
 "Investing in NCDs now will give capital appreciation")
Making money@apps.com
Do you have a new idea? Is the back-end of the app in place? Are you willing to spend on marketing? Success in the app world is no cakewalk
 "Making money@apps.com")
Why are foreign fund houses exiting India
Slowdown in developed world, higher capital requirement and lack of profitability seen as triggers
 "Why are foreign fund houses exiting India")
 "Case study")
Navigating mid-cap minefield
Avoid concentrated bets and don't invest more than 25 per cent of your equity corpus in these stocks
 "Navigating mid-cap minefield")
IT office stock, good roads to drive rental market
Hot Spot: Nallagandla, Hyderabad
Tap the potential of Make in India
If poorly implemented, it will cause misallocation; otherwise, it will create more infrastructural capacity
 "40 years ago...And now: Home buyers - From the late 50s to the early 20s")
Reassess your life cover needs periodically
An unwieldy insurance portfolio can play havoc with your investment portfolio and impact life goals
 "Reassess your life cover needs periodically")
Limited insurance options for adventure sports
It is easier if you are part of a group, as the policy can be customised
 "Limited insurance options for adventure sports")
Opportunity for retail investors?
After a heady 2014, returns will be lower. But real returns is quite likely to be positive due to low CPI
 "Opportunity for retail investors?")
Limited insurance options for adventure sports
It is easier if you are part of a group as the policy can be customised
 "Limited insurance options for adventure sports")
ICICI Bank launches contactless credit and debit cards
These cards are based on Near Field Communication technology, which provides customers the improved convenience of speed
 "ICICI Bank launches contactless credit and debit cards")