Page 712 - Personal Finance

Religare launches JOY to cover maternity & newborns

With insurance cover of Rs 3 lakh or Rs 5 lakh, the policy offer a number of services like pre- & post-natal coverage and also no-claim benefit

How the ready reckoner affects property prices

Besides making property more expensive, the rates also affect existing owners with higher taxes

ITR filing: CBDT launches new tax calculator for taxpayers

The 'calculator' is updated every fiscal after budget and is calibrated by CBDT as per latest tax rates

All eyes on the Budget

With the global economy expected to perform under par, a cracking Budget will help motivate investors

An aggressive retirement planning option

Reliance MF's pension plan with high equity option can be considered by those below 40

Case study

Realty check

Budget: Rs 50 lakh to Rs 1 crore

Stay away from gold for a while

Forecasts suggest subdued price and demand outlook; bank FDs and other assets giving better returns

Taxation: Nimesh Shah

Flat owner without legal title has consumer rights

How to pick the right financial planner

Seven fundamental questions to ask before entrusting your money to an advisor

Power to the consumer

Insurance ordinance gives a thrust to transparency and brings more clarity for policyholders

Market behaviour rarely conforms to consensus for long

2015 should be a happy year for investors. But don't be terribly surprised if it is not

Manage your tax outgo when selling property

If gains are reinvested in another property or in specified bonds, tax can be avoided

Look for value from brokerages

While brokerages are coming out with interesting concepts like zero brokerage on daily losses, investors should look at the fine print

Don't reduce PF contribution

In the absence of social security and adequate unemployment cover, this forced saving provides a huge benefit

EPFO subscribers to get interest rate benefits for delay in settlement of inoperative fund

Move taken after it was found more than 30 days were being taken to settle such claims

Victim of online fraud? Here's what you can do

Stick to existing ELSS schemes

Avoid closed-end tax-saving NFOs, as there are plenty of open-end funds available with a proven record

Case study