Page 735 - Personal Finance
Credit cards: Keep tabs on your spending
Though the bank will set a credit limit, first-time users should set a lower target
 "Credit cards: Keep tabs on your spending")
Nearing retirement?
To ensure regular earnings, start early planning as the debt fund tax will hurt even monthly income plans
 "Nearing retirement?")
Give new declaration for lower tax deduction
After Budget move on income tax, employers will recalculate your liability once the Finance Bill is passed
 "Give new declaration for lower tax deduction")
 "Impact of RBI decision: Home loan borrowers, realtors to benefit")
Reits: 10 things you wanted to know
The budget this week allowed REITS tax pass through status
 "Reits: 10 things you wanted to know")
Gold saving schemes to offer lower returns
Experts suggest bank deposits or exchange-traded funds over these
 "Gold saving schemes to offer lower returns")
EPFO begins urgent work to increase salary cap hike
FM had announced in the budget that mployee earning upto Rs 15,000 per month will mandatory maintain an EPF account
 "EPFO begins urgent work to increase salary cap hike")
How to beat the debt fund tax
While the Budget bats for bank FDs, investors can still find ways to benefit from debt and gold funds
 "How to beat the debt fund tax")
 "Case study")
Good investment potential driven by employment
Hot Spot: Neemrana
Why the retrospective amendment, Mr FM?
About 159 FMPs were redeemed in April-May 2014. Since exact numbers were not available, assuming each scheme at Rs 50 crore and assuming all of them were for less than three years, the total figure is
Guidelines set, loopholes galore
Despite standard health insurance terms, there are enough loopholes for claim rejection, especially in personal accident and critical illness covers
 "Guidelines set, loopholes galore")
Hospitality sector should outperform broader indices
The Union Budget's focus on tourism could give a fillip to share prices of listed hotels and tour operators
No visa if no valid reason to travel
Many countries are taking steps to ease processing. However, travellers should have a justifiable reason for the visit and their finances should be in order
 "No visa if no valid reason to travel")
Insurers may see hike in stakes post budgetary proposal
Rs 3,000 crore fresh capital investment is likely to happen in sector over next two-three years, so far Rs 1,800 crore has already come in
 "Insurers may see hike in stakes post budgetary proposal")
PFRDA hopes for concrete proposals in next Budget
Pension regulator seeks 25-year extension to govt subsidy of Rs 1,000 for unorganised labour market
 "PFRDA hopes for concrete proposals in next Budget")
Flyers duty free allowance of cigarettes, cigars halved
Decision follows Jaitley's proposed 'sin tax' and 11-72% hike in excise duty on cigarettes
 "Flyers duty free allowance of cigarettes, cigars halved")
NPS needs tax sops, better reach, say fund managers
'Making this scheme available in all bank branches is key'