Page 742 - Personal Finance

Niche plans should follow indemnity plans

As benefit policies pay only for a set of ailments, you might have to pay out of your pocket on most occasions

Ahmedabad tops list of youngest realty buyers: Study

Ahmedabad saw 62% of those earning less than Rs 10 lakh per annum looking to buy in the city while 30% plan to buy in Gurgaon

ICICI Bank to charge customers for redeeming points on cards

SIP to take advantage of a correction

The market has run up 15 per cent very quickly and is likely to give up some of its gains

When a loan doesn't hurt...

Some provide tax advantage while others offer interest benefit

Do you have enough insurance cover?

Review the amount every 3 to 5 years to ensure that it is not short in the event of an unfortunate death

Should you play the market today?

Stick around if there is a stable government. If there is a crash, buy blue-chips in tranches

Good time to invest in small- and mid-caps

That's a good strategy if you have an investment horizon of 5 years; if not, it's better to stay away

EPFO asks field offices to verify PF claims of foreign workers

The organisation has found that field offices are settling claims of such members before their retirement

Service history of health insurer is vital

Those opting out of TPA services won't get cashless facility; they have to follow up with company for reimbursement

Don't rush to book profits

At best, sell 20-25% of the portfolio, in stocks or funds that have done exceptionally well

What should you do on May 16?

As investors brace for the announcement of election results, the Volatility Index is surging. Here's how to negotiate the turbulence

Affordable housing with a blend of Punjab, Haryana

With a rich melange of variegated economic drivers, Karnal is now a focal point for most major developers in the Delhi-NCR region

Fundamentals, not hype, will drive stocks after May 16

Sorting infra mess will require a pragmatic approach by the Centre and states. It could take longer than the market expects

It's never too early to learn about money management

RBI's move to allow children above 10 years of age to operate savings bank accounts can help inculcate a sense of financial independence

Rs 18,000 cr and counting

As the NSEL fraud and the Saradha scam show, whether it is the retail investor or HNI, both get sucked into apparently better-paying schemes

There is ample upside room

Going by long-term averages, there is scope for a market rise. But govt stability will be key

Stay nimble, choose debt funds over FDs

These schemes give higher returns than savings bank accounts and more flexibility than fixed deposits

Where there is a will, there is an easy way out

It is the only way to ensure that there is a dispute-free passage of wealth to the rightful heirs

Retail investors are back; 400,000 new MF folios in April

The MF sector has been seeing a continuous closure of folios, about 12 million since March 2009