Page 744 - Personal Finance

Tightrope walk for infra investors

Should you ignore the recent rise in these stocks and funds or invest more? Experts suggest investors tread carefully

Case study

Realty check

Budget: Rs 2 crore to Rs 2.5 crore

Cash holdings of mutual funds matter in the short term

It isn't a very important criterion to look at in the long run, as fund managers make up for the opportunities lost

Retail investors take calculated risks

Experts see first signs of choosy small investors coming back to the market, but these are still early days

Life insurance: Anuj Agarwal

Understanding computation of limitations, jurisdictions

FMCG sector an attractive buy if it falls further

Additional facilities will push up society charges

In a redeveloped building, higher property tax will be an added burden

Stock market gains will help real estate

But given its risky profile, the sector could collapse if the bull run fails to take off

Tax-saving investment can be done within calendar month

Taxpayers need not invest proceeds from sale of property strictly within 180 days from date of sale to get exemption under Section 54EC

Don't get swayed by events

Understand how an event will impact the companies that you are invested in or want to invest in

HDFC Pension to continue as NPS account manager

Fate of private sector NPS fund managers to be decided today

Do not delay filing an insurance claim

If made after three years from the death of the policyholder, insurers can refuse to honour it

Yields on tax-free bonds quite attractive

Buying from secondary market could give decent capital gains if rates fall, but liquidity is an issue

EPFO to allot permanent a/c number by Oct 2014

The universal account number will facilitate subscribers in avoiding filing of PF transfer claims on changing jobs

Have some exposure to foreign funds

Rupee expected to remain stable. Look to nations that offer higher growth

Letting out your apartment as hostel or serviced flat?

Though you will see a good jump in rent, you have to incur a high cost for providing various facilities and ensuring good maintenance

Readers' Corner: Bhargav Dasgupta

I own a family floater plan (sum assured Rs 5 lakh) from a private general insurer

Connectivity with commercial, residential hubs a boon

Jagatpura has been witnessing frenetic real estate activity over the past two to three years, with a host of hotel projects and residential projects under development