Page 745 - Personal Finance

Market likely to continue making gains till May 16

Take a look at prices on May 15 and assume a five per cent move in either direction by May 29. Then, strangle with long puts and calls

Exit non-performing mutual funds...

...but stick to those that have turned around because these could perform well once a new government is in place

Your tax papers are an identity thief's dream

Sensitive information such as PAN data can be misused to claim a fraudulent tax refund or obtain a credit card or a loan

Is dumb money better than smart money?

In the US, there is proof to show that collective wisdom can predict stocks better than analysts

Women need to be more aggressive

Most women work for fewer years than men, which is why they need to start their equity investments early in order to have a financially secure retirement

All insurers may offer digitised policies from July

Already 1,10,000 policies have been digitised, but many customers are not aware of this process

FMC to shift offica near SEBI at BKC

The office of FMC currently exists near Marine Drive in South Mumbai.

Gurgaon, Mumbai see biggest dip in house sales in Q4

Price escalation seems to be one of the primary reasons for the sales trend

Risk takers can opt for CPSE ETF

With its portfolio concentrated in select stocks and sectors, it will be risky for retail individuals

No dividends in your direct plan?

Don't worry on this count, as there are valid reasons regarding realised gains; look at other factors, too

Electronic insurance policy still to take off in big numbers

While all processes have been initiated, only a small percentage of policyholders have made their policies into a paperless format

How to choose between bank, housing finance company

While the latter's rates can be stickier, the higher loan-to-value amount allows flexibility

Case study

Investing: Rishi Nathany

Affordable and well-developed; good time to invest

You can say no to term plan bundled with home loan

Some muscle for small shareholders

Provisions under the new Companies Act will give teeth to minority shareholders but only if they come together

Will optimists triumph over pessimists?

Going by calls and puts, expectations for the next nine months are 25% up and 20% down over the long term

Should you play the pre-election rally?

Tinker a little with sectoral funds or stocks. You can start an SIP but don't overhaul the portfolio

Plan your investments at the start of the year

Do not get carried away by tax planning. Prioritise, instead, to ensure you have enough for contingency and other requirements