Page 755 - Personal Finance

Gold loans: Banks retain edge over NBFCs

Despite RBI allowing NBFCs to offer 75% loan-to-value, banks score on rates

Time to raise your contribution to EPF?

With the rate rising to 8.75 per cent, the product will give better tax-free returns

EPFO raises interest rate to 8.75% for 2013-14

Announces 20% rise in cover under Employees' Deposit Linked Insurance Scheme

Political donations yield tax benefits, to an extent

There is a perk for donating to parties. An individual who makes an eligible donation is entitled to get 100% tax deduction under Section 80GGC of the Income Tax (I-T) Act

Case study

No running away from costly banking

With cost of funds rising for banks, customers could opt for cheaper ways such as internet banking

Should retail investors follow FIIs while investing in equities?

Do so only after understanding the reasons behind their buying and selling

How have Ulips fared?

Most have done reasonably well in the past five years. But if you have invested in those that have not, here's what you should do

Tipping point

Debt Counselling: Mohan Jayaraman

Today, Mohan Jayaraman, MD, Experian Credit Information Company & Country Manager, Experian India, answers your questions

Nature-endowed homes on the outskirts of a city

Hotspot: Wakad-Pune

Dilemmas over education loans

Many corporations will not be able to manage debt in FY15

Some of these companies can manage turnarounds and bring debt under control. In those cases, they will be multi-baggers

EPFO likely to announce 8.5% interest tomorrow on PF deposits

EPFO had provided 8.5% interest in the 2012-13 fiscal, which was higher than 8.25 announced in 2011-12

E-returns: CBDT may soon do away with submission of ITRV form

CBDT prompted to take 'customer-friendly' step after being informed that lakhs of ITRVs have not reached its CPS

Declined risk pool could be on its way out

The size of the declined risk pool has shrunk from Rs 5,000 cr when the TP motor pool was there to about Rs 350-400 cr

Insurance sector almost compliant with norms: Players

Simplification of policy terminology will require some more work; Irda turns focus to customer services

Organise your paperwork

Doing so can help save time and money and make it easier to handle an emergency

What is a hedge against persistent inflation?

Given India's inflation history, equity despite its volatility may actually be the safest investment for an individual

What women need to know about managing money

Many women face problems due to their aversion to finance. They need to acknowledge the problem and take charge of their money