Page 761 - Personal Finance

Standard protocol for treatment a necessity: Irda

He said that with the increased coverage of universal health system, the responsibility of IRDA has considerably increased

Time to look at arbitrage funds

Event-based volatility could rise in the near future, increasing arbitrage opportunities

Keep cash in hand ahead of elections, Budget

These events can change your financial planning due to unexpected policy changes

Case study

Tipping point

Banking: Prashant Joshi

Proximity to Lohegaon airport a virtue

Hotspot: Charoli, Pune

Claims cannot be rejected for breach of policy conditions

Rupee could fall steadily in next four months

If the market starts getting nervous about the political risk factor, currency depreciation could be a lot more severe and movements jerky

Logistical challenges for banks implementing TCF

The concept of Treating Customers Fairly is an international norm but it involves more work and investment in processes

Is 'virtual' the new reality?

Even as a group of enthusiasts tries to popularise the bitcoin in India, the virtual currency hardly has any use here for now

Pension fund investment corpus to cross $1 tn by '25: Report

Globally, pensions systems key drivers of infrastructure sector, providing stability in capital markets due to their long-term outlook

Combine index and active funds in your portfolio

In uncertain times, being as diversified as possible helps in ensuring reasonably good returns and cost saving

Space for terrific upside?

If domestic institutions start speculating on an NDA comeback and FIIs remain positive, it could happen

Buy travel policies with wide coverage

Just having a basic cover that provides medical insurance can hurt

IRDA asks insurers to design policy for HIV/AIDS patient: Meena

All life insurers are required to put-in place a board approved underwriting policy with respect to life insurance products for people living with HIV/AIDS

What's your real return?

Insurers tout 12-15 per cent of the sum assured as the annual rate of return in money-back policies. But, the actual numbers are much lower

Take advantage of ELSS this year

It will not provide the same benefits once the new DTC Bill takes effect

Make use of service tax amnesty: FM

Says Voluntary Compliance Encouragement Scheme was an opportunity to come clean, make fresh start

HDFC raises home loan rate by 10 bps

Interest rate on loans of up to Rs 30 lakh will be 10.5%, while for Rs 30-75 lakh it will be 10.75%