Page 762 - Personal Finance
Car recalled? Get the problem fixed
Insurance claims will be partly or fully rejected if there are issues or accidents in the future
 "Car recalled? Get the problem fixed")
Apollo Munich eyes Rs 700 cr premium this year
Firm today launched a product -- Energy -- to cover diabetes and related complications
 "Apollo Munich eyes Rs 700 cr premium this year")
Keep a lower exposure to the banking sector
While stocks are at cheap valuations, the volatility can be unnerving
 "Keep a lower exposure to the banking sector")
Importance of Mutual Fund, Insurance and investment nominations
It is imperative for every responsible person to have a nomination in place
 "Importance of Mutual Fund, Insurance and investment nominations")
Importance of CIBIL credit report and ways to check it
The score is calculated by taking into account your complete borrowing details, history, repayment pattern and default instances
 "Importance of CIBIL credit report and ways to check it")
Are you paying more for your flat maintenance?
If the escalation in maintenance charge is genuine, you need to manage the burden somehow
 "Are you paying more for your flat maintenance?")
Just nomination is not enough
A nominee is not the owner of the asset, unless a will says so
RBI's inflation bonds will lack liquidity
Although a benefit of 150 basis points over CPI is a good move, exit routes are quite stringent and the definition of senior citizen is different from that in tax laws
 "RBI's inflation bonds will lack liquidity")
Double your loss expectations
Elections can have surprising outcomes, a normal stop-loss could be 'gapped' with the trader forced to cover an adverse position at well beyond his preferred levels
Guards at ATMs aren't enough
Experts say RBI's norm on deploying a guard is loosely worded and it is discretionary for banks to have all ATMs manned
 "Guards at ATMs aren't enough")
Look at systemic risk index of firms before investing
Shares of companies with less systemic risk may perform better in the long run and vice-versa
Get a head-start on your finances
In your thirties you can assume reasonable risk because long-term goals are still some time away
 "Get a head-start on your finances")
Beaten-down sectors = greater value to patient investors
The markets are priced to optimum; steady earners are priced at premiums. But significant money is unlikely to be made through steady earners
 "Beaten-down sectors = greater value to patient investors")
Policyholders throng Insurance Ombudsmen offices
Number of registered complaints at these offices touches 24,782
 "Policyholders throng Insurance Ombudsmen offices")
Pension players need to cope with changing regulations, says LIC MD
According to ASSOCHAM, about 300 million working population in India do not have a pension scheme
 "Pension players need to cope with changing regulations, says LIC MD")
Meet the BS Fund Managers of the Year
Debt fund managers from Franklin Templeton MF and equity wealth managers from ICICI Prudential outmatched their peers to win the Business Standard Fund Manager of Year awards
 "Meet the BS Fund Managers of the Year")
Verify hospital network for cashless insurance scheme
The facility may not be available at the hospital of your choice. The list of hospitals could even change mid-way
 "Verify hospital network for cashless insurance scheme")
Is it time to buy residential property in Mumbai?
Prices are softening in Mumbai, but should you buy or wait for a further downside before taking the plunge?
 "Is it time to buy residential property in Mumbai?")
Should you opt for the new retirement funds?
Between the new schemes and existing pension funds from mutual fund houses, the latter seems like a better option for conservative investors
 "Should you opt for the new retirement funds?")