Page 762 - Personal Finance

RBI order on notes to fuel real estate deals

People might use cash to buy realty or gold before the April 1 deadline to phase out pre-2005 notes, say realty consultants

Get your high-end smartphone insured

Phones can be covered for both repairs and theft and your top-of-the-line phone needs both

FinMin approves Rs 1,000 minimum monthly pension plan

The move would benefit 27 lakh pensioners immediately

Now, fund houses sell Europe story in India

Contend equities market there presents attractive opportunities to invest, as continent emerges from economic crisis

Pre-declaring medical rates beneficial for customers

But difficult to implement in the absence of proper grading of hospitals, say insurers

Wait for Ulip plan from LIC gets longer

India's largest insurer yet to file product in segment under new regime

IRFs can be an interesting option

But getting too aggressive with the instrument can hurt if you get the view on the direction of interest rates wrong. Have limited exposure

FMPs with longer period look attractive

Besides double indexation benefits, these instruments are also giving high returns

The MobileStore offers EMI to users without credit cards

Scheme launched in 5 cities, customers need to submit KYC documents to avail it

Case study

Realty check

Banking: Prashant Joshi

Caveat emptor: Ulips are subject to market risks

A market-plus policy is a unit linked insurance policy which is liable to the vagaries of the share market and subject to the risks of fluctuation and variation

New flat for your old one needs a lot of homework

Changes in policies and increase in applicable rates are leading to delays in redevelopment. Residents should know how to avoid the pitfalls

Opportunity in telecom stocks?

In the short run, balance sheets of telecom companies will continue to bleed but there will be buying opportunities when M&As start

How to keep your mobile data usage in check

You could consume far more data on tablets & phablets as downloads are faster in 3G

All tax deductions aren't worth claiming

Certain heads that provide savings from Rs 1,000 to Rs 5,000 might not be worth the effort

PFRDA proposes up to 25% withdrawal from NPS after 10 years

As of now, partial withdrawals are not permitted, NPS subscriber has to completely exit scheme for withdrawl before maturity

Ensure that your will is watertight

A recent judgement says the beneficiaries should prove the will is correct

Infrastructure could witness a rebound in prices

The sector is so beaten-down that select stocks can be multi-baggers