Page 764 - Personal Finance

E-returns: CBDT may soon do away with submission of ITRV form

CBDT prompted to take 'customer-friendly' step after being informed that lakhs of ITRVs have not reached its CPS

Declined risk pool could be on its way out

The size of the declined risk pool has shrunk from Rs 5,000 cr when the TP motor pool was there to about Rs 350-400 cr

Insurance sector almost compliant with norms: Players

Simplification of policy terminology will require some more work; Irda turns focus to customer services

Organise your paperwork

Doing so can help save time and money and make it easier to handle an emergency

What is a hedge against persistent inflation?

Given India's inflation history, equity despite its volatility may actually be the safest investment for an individual

What women need to know about managing money

Many women face problems due to their aversion to finance. They need to acknowledge the problem and take charge of their money

Motor insurance: Declined risk pool could be on its way out

Insurers believe that pool won't be required as most risks are taken on company books

What to do during a share buyback?

Investors can sell shares in the open market if the price is good, to take advantage of the tax arbitrage

Gold loans: Some easing, some stiffening by RBI

Only intrinsic value of the gold to be used to determine the loan value

A nominee is not a legal heir

Only in case of equities will she automatically get the money. Otherwise, she is only a trustee

EPFO to launch software to monitor Pvt PF trusts

EPFO's offices of Ujjain, Vapi, Sagar, Jabalpur, Gwalior, Siddepet, Agra, Udaipur and Luxmi Nagar settle 90 per cent of claims within three days

Realty can deliver high trading gains

Given leverage in stock futures segment and high beta stock such as DLF, Unitech and IBRE, the sector could offer a high-risk, high-return play on interest rates

LIC's premiums could be cheaper under new norms

However, it might continue to charge more than private sector players, especially for online term plans

You can get landlord's PAN details on plain paper for HRA claim

This is for salaried taxpayers, who want to claim I-T exemption on house rent allowance exceeding Rs 1 lakh per annum

Another closed-ended fund hits the market

IDFC launches diversified equity fund with three year lock-in

Case study

Realty check

Budget: Rs 3 crore to Rs 6 crore

Rising market caps are a sign to watch

Many sectors gained in market capitalisation last year, while some lost out

Total damage to a car doesn't mean automatic replacement

Customers get 75 per cent of the insured declared value or replacement of the same make and model in some special situations

Tipping point