Page 808 - Personal Finance
Upbeat prospects
HOT SPOT: KUNDLI, HARYANA
Hope of positive momentum
FIIs have ignored the political instability till now. But with elections drawing closer, things could change
No need to get aggressive on gold
If you want to celebrate the festival, buy only a little as token
 "No need to get aggressive on gold")
EPFO doesn't have birth record of 95% members
Has initiated efforts to get full details only now
 "EPFO doesn't have birth record of 95% members")
Reinvesting capital gains for tax breaks
Hyderabad Tax Tribunal has given important pointers for treatment of proceeds from sale of assets
 "Reinvesting capital gains for tax breaks")
Currency volatility could hurt FII interest
A fair valuation range for the Indian market could be the average plus/minus the standard deviation
No excuses for not investing
One person in the family needs to take the ownership for financial planning
Can inflation-indexed bonds wean investors away from gold?
Jewellery accounts for about 80 per cent of the demand for gold in India; about 15 per cent is for investment
 "Can inflation-indexed bonds wean investors away from gold?")
Some mutual fund scheme are only portfolio diversifiers
There are many interesting concepts that one can buy without any investment advisor
 "Some mutual fund scheme are only portfolio diversifiers")
Funding holidays through EMIs is too expensive
Except for emergencies or buying a house/car, don't take the EMI route to fund unimportant expenses
 "Funding holidays through EMIs is too expensive")
Primer: How to identify fake Rs 500 currency notes
It is very important to check for the genuineness of all notes you receive-specially the larger denominations.
 "Primer: How to identify fake Rs 500 currency notes")
What is Gratuity?
Gratuity is a part of salary that is received by an employee from his/her employer in gratitude for the services offered by the employee in the company
Check Your Income Tax Credit Status (Form 26AS) Online
Now you can check your tax credit (Form 26AS) anytime online and take corrective measures if needed
 "Check Your Income Tax Credit Status (Form 26AS) Online")
Senior citizen policies need to be pushed
Lower commissions by state-run insurers could become a disincentive for agents
 "Senior citizen policies need to be pushed")
'Low distribution costs helped control losses'
Q&A with Bhaskar J Sarma, MD & CEO, SBI General Insurance and Steve Hollow, Deputy CEO, SBI General
 "'Low distribution costs helped control losses'")
Life could get easier for bank customers
In its annual monetary policy, RBI has indicated important changes that could be good for customers in the long run
 "Life could get easier for bank customers")
Debt focussed Ulips see an uptick over their equity counterparts
Sales have risen by atleast 10-20% since the last six months
 "Debt focussed Ulips see an uptick over their equity counterparts")