Srei Equipment Finance (SEFL), a 50:50 joint venture between Srei Infrastructure Finance (SIFL) and BNP Paribas Lease Group (BPLG), is planning to foray into agriculture, medical equipment and information technology (IT) equipment finance.

Srei JV mulls IT, agri equipment finance foray

Business Standard

I am buying a Rs 25-lakh flat. For a 20-year loan, most banks are willing to lend me around Rs 20 lakh. My annual income is Rs 5 lakh. But I need more money as there is stamp duty and registration charges to be taken care of. Also, the seller has asked for some cash.

Loans: Vijay Chandok

About 25 lakh life insurance agents have opposed the recommendations of Swarup Committee on elimination of upfront commission paid to advisers. &quot;Implementation of the recommendation will make the role of 25 lakh life insurance agents working with LIC and private insurers redundant and adversely affect crores of people who are dependent on them,&quot; Life Insurance Agents' Federation of India President H M Jain told reporters here.

Insurance agents oppose elimination of commission

Press Trust of India

Unrestricted usage of third-party ATMs ends on Thursday.

Banks tweak ATM strategies

Credit cards are now a common instrument used by most urban Indians and there are several benefits of using them. One aspect is the reward points that come along with the expenses made on the card and these can be used effectively to get additional gains. However, there can also be a loss of opportunity if the benefit is not taken properly.

Utilising reward points

Just invest regularly and forget the worry all around.

Wasting equity opportunities

Prices do not move in single line. After moving in one direction for a while, they tend to consolidate before a fresh move. While they mark time, they form a distinct pattern. Consolidation periods are great for capturing potential, because the burst of directional action that follows can last for an extended period.

Capturing price trends

Before opting for a personal loan, you must be aware of the method of calculation of the interest rate. This is important, to compare other options (interest rates) available to you. Personal loans usually come with either a flat rate, a reducing balance or advance EMI (normally used for consumer durable loans).

A cost-benefit analysis

It's time to book a little profit and realign your portfolio according to your preferred debt-to-equity ratio.

Move your money, manage it better

The model of universal life policy (ULP), which is ideally targeted towards the poor (micro-finance), is being replicated by some insurance companies for the urban middle class.

ULP: A savings policy with risk advantage

I have lost my life insurance policy document. How can I get a duplicate one? I don&rsquo;t have any receipt for the payment made.

INSURANCE: Kamesh Goyal

Irda nod to policies with flexible premium, sum assured and tenure.

Now, pay risk premium at will

In a signal that interest rates would remain benign for another few months, the Prime Minister&rsquo;s Economic Advisory Council (PMEAC) today said the current monetary policy stance would continue till March. The council said the accommodative policy should be phased out but the timing would depend upon economic revival and inflationary pressures.

PM's council expects benign rates till March

Keep some cash in hand for tackling last-minute hurdles.

Loans available, but not easily

Retired, but not yet a senior citizen seems to be the plight of many.

Age-old confusion: When do you become a senior citizen?

What sense do you make of the upcoming real estate initial public offers? There is a lot of hype around them. The shares of many real estate companies that came up with public issues in the past are trading below their offer prices.

INVESTING: Paras Adenwala

When Reliance Industries announced its 1:1 bonus issue a couple of weeks ago, investors termed it a &lsquo;pre-Diwali bonus&rsquo;. Reason: For every share held, an investor will get one more share, thereby improving the liquidity substantially.

Bonus issues help earn more dividends

The directional movement indicator was developed by Welles Wilder. It is a useful tool for identifying the presence of a definable trend and assessing its strength. A line scaled from 0 to 100 per cent is used for rating the directional movement of a price. The higher the value of the DMI, the stronger the signal for a trend. On the other hand, the lower this value is, the less the potential for a trending price movement.

A tool to identify tangible trends

Claim - the very term sounds ambiguous and to many it gives jitters. The moment talk of 'insurance' crops up, the issue of 'claim' follows. We start questioning - whether I will get my lawful claim or will I be denied it on some pretext or the other. Read on to know how simple or complex the life insurance claim process is.

Reporting claims

Companies take a number of steps to ensure that investors continue to find value in their stocks.

Making sense of corporate moves

There is an increasing need to teach children sound money management. This is done by exposing them to money and giving them pocket money for use. Giving them the freedom to manage several of their expenses using this money is used for the purpose of inculcating sound money management behaviour from a young age. All these areas need adequate attention, as this will have a lasting impact.

Not a child's play

Personal Finance: Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Personal Finance: Investing, Planning, Retirement, Loans, & Insurance | Business Standard

Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

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