The 'delusional' optimist: Harshil Mathur on Razorpay's journey, challenges

Lunch with BS: Mathur takes Ajinkya Kawale and Shivani Shinde through the payment aggregator's journey, its challenges, his vision for it, and where his optimism comes from

“There are many things to pick from, but one can only choose a few,” says Razorpay cofounder Harshil Mathur, flipping through the menu at the chic pan-Asian restaurant, By the Mekong, in Mumbai. It is evident that he’s not referring to the food choices before him.

 

Gazing out from the 37th floor of the St Regis Mumbai, he takes in a neighbourhood he once navigated as a 20-something fintech founder over a decade ago, setting up meetings with bankers for potential partnerships.  

This was when, amid the clutter of problem statements to choose