Razorpay

AI-led personalisation to open opportunities for new startups: Razorpay CEO

Razorpay CEO Harshil Mathur said AI could lower personalisation costs and help startups target niches such as Gen Z payments, HNI wealth management and multilingual platforms.

Many fintechs can emerge from India to serve global markets: Razorpay CEO

India's leadership in real-time payments could foster several billion-dollar fintech companies capable of serving global markets, a top Razorpay official said on Wednesday. While speaking during a session at Global Fintech Fest, Razorpay CEO Harshil Mathur cited the emergence of big tech from the US, like Google, Amazon and others, because of the country's leadership in the internet, saying that similarly, the fintech ecosystem in India can be leveraged by local companies to emerge as global majors. "We feel proud that 49 per cent of all real-time payments in the world are happening through India, and it's great. But I hope that other parts of the world capture a lot of the growth. "Real-time payments are going to create massive opportunity for Indian companies to go and capture their growth. I believe a lot of large multi-billion dollar companies could come out of India because they'll be able to capture their growth in other parts of the world," he said. Mathur said India has a .

Cashfree rolls out AI agents for merchants to automate payment operations

Cashfree is targeting Rs 20,000 crore in lost GMV through AI agents that can follow up on abandoned carts, retry failed payments and manage disputes

Razorpay builds proprietary AI model Vulcan to boost payment success rates

Trained across four billion transactions and 3 trillion data points, Vulcan aims to improve payment success rates, detect fraud and personalise the checkout experience.

Razorpay boosts AI push with senior hires from Microsoft, Salesforce, Cred

Executives will help build payment systems that can increasingly make decisions using artificial intelligence, says the company

Indian fintechs eye overseas licences as they push into global markets

Cross-border payment firms are seeking licences in markets such as Canada, the US and Singapore as they look to build a multi-country presence beyond India

Razorpay moves closer to market debut with confidential IPO filing

The fintech major has confidentially filed draft papers with Sebi for an IPO that could raise ₹5,000-6,000 crore and value the company at up to ₹60,000 crore

Fintech firm Razorpay's confidential DRHP filing likely this month

The Bengaluru-based fintech firm is expected to seek a valuation of ₹50,000-60,000 crore through an IPO that could raise ₹5,000-6,000 crore

Razorpay's reported IPO route signals cautious market play among fintechs

Razorpay's reported IPO move points to a shift in market entry strategy with firms opting for confidential filings, and greater control over disclosures amid evolving market and regulatory conditions

Razorpay integrates Google Pay for cross-border payments by exporters

Razorpay has integrated Google Pay for cross-border transactions, allowing Indian exporters to offer wallet-based checkout and improve payment success in global e-commerce

Razorpay partners OpenAI to enable instant payments in AI-built apps

Integration with Codex allows developers to embed payments instantly, enabling AI-built apps to monetise faster as Razorpay expands into agentic commerce and conversational payments

Razorpay rolls out biometric authentication to boost payment success rates

Company partners Mastercard, with Visa integration underway, to replace OTPs with biometrics, aiming to improve security and boost transaction success rates

Tech Wrap March 24: Apple WWDC26, OnePlus Nord 6 launch, Instagram update

Apple WWDC26 starts June 8. OnePlus Nord 6 to launch on April 7. Instagram allows reordering carousel posts. Claude AI update. Razorpay partners with Sarvam AI. Vivo V70 FE is launching in India soon

Razorpay, Sarvam AI team up for voice-based online shopping and payments

Razorpay and Sarvam AI are collaborating to bring voice-led commerce to India, enabling users to shop, order, and pay through conversational AI

IPO still a few quarters away: Razorpay's Cofounder and MD Shashank Kumar

Razorpay's MD and Co-Founder Shashank Kumar on why AI agents will do more for India's small merchants than traditional search, the company's IPO plans, and why the conflict in West Asia makes it hard

Razorpay unveils AI platform to automate payment operations for businesses

Fintech firm launches 'Agent Studio' built on Anthropic's Claude technology to deploy AI agents that manage tasks such as dispute resolution, cart recovery and cash-flow forecasting

Payments industry adopts AI-led interfaces, LLMs to reshape transactions

Fintechs, NPCI are deepening AI integration across India's payments stack, from agentic interfaces and conversational payments to domain-specific LLMs designed to streamline disputes and transactions

From local clusters to global commerce, Budget 2026 puts MSMEs at centre

Budget 2026 sharpens India's self-reliance push with targeted funds, liquidity support and platform reforms to help MSMEs scale, export and anchor future growth

Razorpay POS secures RBI nod for offline payment aggregator licence

Fintech major Razorpay's offline payments arm, Razorpay POS, on Thursday said it has secured licence from the Reserve Bank of India (RBI) to act as an offline payment aggregator. With this authorisation, Razorpay now holds all three key RBI licences-online payment aggregator, cross-border payment aggregator (secured in December 2025), and offline payment aggregator, according to a company statement. The PA-P licence will allow Razorpay POS to further scale its in-store payment infrastructure, supporting high-volume transactions for diverse sectors ranging from large retail chains to Small and Medium Enterprises (SMEs). "For us, regulation isn't an afterthought; it's core to how we build. Securing the RBI's Offline Payment Aggregator License further strengthens our ability to support businesses with scalable, compliant in-store payments as they expand their omnichannel presence," Razorpay MD and Co-founder Shashank Kumar said. The company, which entered the offline space following t

The 'delusional' optimist: Harshil Mathur on Razorpay's journey, challenges

Lunch with BS: Mathur takes Ajinkya Kawale and Shivani Shinde through the payment aggregator's journey, its challenges, his vision for it, and where his optimism comes from