Personal Finance

Term insurance: Marriage, childbirth, loans are triggers to raise cover

Experts say term insurance must be reviewed annually as income, liabilities and family responsibilities evolve, with life events often necessitating higher protection

8th Pay Commission math: How Level 1-5 salaries could change

What different fitment factors may mean for take-home pay and pensions

PAN-Aadhaar linking deadline looms: How to link and check status

Avoid disruptions in tax, demat, and investments. Check your PAN-Aadhaar link status now

India's IPO fundraising up 12x, 373 issues raise ₹1.95 trillion in 2025

2025 marked a defining phase for India's primary markets, with 373 IPOs, comprising 103 mainboard and 270 SME issues-mobilising ₹1.95 trillion

AI Express sale: Domestic fares from ₹1,850, international from ₹5,355

Bookings for Air India Express 'PayDay Sale' are open until 1st January 2026.

How fear and greed shaped investments in 2025 & what 2026 may hold

From SIP discipline to hype-driven losses, the key money lessons of the year

380% gold returns as SGB 2017-18 Series XIII matures at Rs 13,563

Bought at Rs 2,816 in 2017, the gold bond pays out Rs 13,563 at maturity

Germany top driver for travel insurances, $250,000 cover is new normal

Senior citizens accounted for 15% of all insured travellers in 2025.

Add-ons galore:Zero-Dep cover taken by 60% of motor insurance users in 2025

In FY26, Maharashtra recorded the highest demand for motor insurance during the year, followed by Uttar Pradesh and Delhi

Average health insurance cover rises 31% to Rs 19 lakh post-GST removal

Heart-related ailments, cancer and cataract remained among the most common high-value claim triggers.

PE money slows in 2025 but office assets corner 58% of real estate capital

Residential ranked second with 17% share, as capital tilted decisively toward downside-protected structures

Why a lower expense ratio alone may not be reason enough to switch funds

Focus on risk-adjusted performance, and switch only if it is below par for a sustained period

EPFO to work on returning money locked in idle accounts: Labour Minister

Labour and Employment Minister Mansukh Mandaviya said EPFO will run a mission-mode KYC drive and roll out a digital platform to simplify claims for money stuck in idle accounts

Skip duration bets, stick to short and medium-duration debt funds in 2026

Do not chase past returns, as the interest-rate environment that produced them no longer exists and gains from falling rates are largely behind investors

How Indians insured, invested and paid in 2025: Key financial trends

Indians shift to higher covers, longer tenures and UPI payments in 2025

Hidden forex charges bothering you? Expert explains what RBI's rules change

RBI on forex Transaction: RBI draft mandates upfront disclosure of all fees, including intermediaries and conversion charges

How digital scams hit your wallet in 2025 & lessons for 2026 to avoid them

India's fraud surge shows why 2026 must be about verification, not trust

Year-end senior citizen fixed deposit rates at 6-8%: Top bank options

Small finance banks lead the market for retirees, with senior citizen fixed deposit rates peaking at over 8% across select tenures

Dec-end fixed deposit rates at 4-8%: Check best offers across banks

Best FD Rates December 2025: Small finance banks offer the most competitive returns as 2025 draws to a close, with select five-year fixed deposits reaching the 8% mark

From valuations to profits: How investors should position portfolio in 2026

PL India continues to advocate a disciplined and diversified investment approach-focusing on quality equities, stable carry in fixed income and selective exposure to structural growth themes