Personal Finance

Value funds' outlook: Broad-based earnings recovery could boost performance

A shift in sector leadership could also favour these funds

Leaving money for pets in a will? Experts tell what Indian law says

Legal limits, real risks, and how owners can plan responsibly

Over 80% of mutual funds erode 25% of regular-plan investor wealth: Report

Ten-year data shows commissions matter more than most investors realise

PPF, NSC, SCSS and more: Small savings rates for January-March 2026

Returns, tax benefits and key features of popular government-backed schemes

Getting insurance calls promising bonuses? It can wipe out your savings

Fraudsters are using bonus and renewal pitches to scam policyholders

Gold loan: Avoid maxing out on loan limit, maintain 20% valuation buffer

EMI-based repayment steadily reduces the principal and lowers LTV, offering better protection against price volatility than the bullet option

Active vs passive multi-asset funds: Control, costs and return potential

'Passive funds follow rules; active funds chase opportunities,' say experts

Aadhaar PVC card charges increase: Check details here & how to apply

Find out the updated fees, delivery timeline, and how to order your card

Amazon Pay launches fixed deposits offering up to 8% annual returns

Amazon Pay broadens its savings products with easy, app-based fixed deposit options

Car loan rates in January 2026 start at 7.4%, EMIs below Rs 10,000

Check EMIs, interest rates and processing fees across top banks

Banks, HFCs offer home loans rates between 7-12.6% in January 2026

Public banks remain cheapest, while private lenders and HFCs price loans higher

Health insurance claim rejected for non-disclosure? Here's what works

Claim rejections for non-disclosure are not always final. Here is how documentation, timelines and doctor clarifications can change outcomes

Home loan mistakes: Don't equate eligibility with repayment capacity

Be warned that incomplete, outdated and inconsistent documents can delay loan approval and disbursal

Does the IT dept track your online spending or lifestyle? Govt clarifies

Government responds to claims about ITD and citizens' digital activity

Credit cards in 2025: Tax clarity, RBI rules and a shift in spending

From festive splurges to planned spends, how card usage evolved in 2025

Senior citizen FD rates in January 2026 up to 8.10%: Bank-wise list

Interest rates vary widely across banks and tenures, making comparison important

FD rates in January 2026 at 5%-8%: Check best offers across banks

Bank-wise FD rates range from 5% to 8%, depending on tenure and lender type

LIC's revival drive for lapsed policies: Who should act and why it matters

LIC offers limited-time relief to restore life cover in case premiums were missed earlier

Stopping SIPs in downturns weakens long-term compounding, rupee-cost gains

Chasing past performance ignores the principle that returns of all assets are mean-reverting

Banks entering NPS fund management space: What it means for subscribers

More bank-led pension funds mean wider access, sharper competition, and better NPS experiences for long-term savers, say experts