Bank holiday today: Are banks closed on Jan 14 for Makar Sankranti 2026?

For the same festivals, banks in India celebrate holidays on various dates. For Makar Sankranti and Magh Bihu, banks in Gujarat, Odisha, Assam, and Arunachal Pradesh will be closed on Jan 14, 2026

Today Bank Holiday: With Makar Sankranti—one of India’s most widely celebrated harvest festivals—falling today, 14 January 2026, many people are wondering whether banks across the country are open.

 

According to the RBI bank holiday schedule, several public and private sector banks will be closed on January 14. The date coincides not only with Makar Sankranti but also other regional harvest festivals, including Pongal and Magh Bihu, which are marked as holidays in specific states.

Bank holiday on Makar Sankranti 2026

In India, bank holidays are frequently determined by the states where the branches are situated. According to the Reserve Bank of India's (RBI) official bank holiday calendar, banks in several states and localities will close on January 14.

 

According to the central bank, these celebrations fall within the Negotiable Instruments Act. Gujarat, Odisha, Assam, and Arunachal Pradesh will observe a bank holiday today in honour of Makar Sankranti and other harvest celebrations.

What to do during emergencies on bank holidays?

You don't have to worry if you have an urgent need to send or withdraw money on a bank holiday. Despite bank holidays, ATM services are available around the clock, whether you need to take out cash, obtain a statement, or fulfil any other necessity. Online banking services, including NEFT, IMPS, and RTGS, are available for sending money on bank holidays.

 

In addition, since UPI services are still operational on bank holidays, you can send and receive money using them. It is recommended that all customers schedule their branch visits over this holiday. You will always have access to internet banking, ATMs, UPI services, and other services, even when physical bank branches are closed on holidays. 

Bank holidays in January 2026

·        15 January, 2026

 

On 15 January, Thursday, banks will stay shut in states like Karnataka, Tamil Nadu, Sikkim, Andhra Pradesh, Maharashtra, and Telangana.

 

·        16 January, 2026

 

16 January is Thiruvalluvar Day. Banks in Tamil Nadu and Andhra Pradesh will remain shut on the day.

 

·        17 January, 2026

 

Banks in Tamil Nadu will stay closed on 17 January on the occasion of Uzhavar Thirunal 

 

·        23 January 2026

 

Banks will remain shut on 23 January in West Bengal and Odisha. 23 January is Saraswati Puja and also the birthday of Netaji Subhas Chandra Bose.

 

·        26 January 2026

  Banks will stay shut nationwide on 26 January on the occasion of Republic Day.