Banks

The RBI has revised operational risk capital norms for banks, covering income classification, derivative valuations and historical loss data, with the new rules effective April 1, 2027

SBI is investigating a suspected data leak after 3,897 customer records containing personal information were identified on the dark web. What details may have been exposed, how is the bank responding.

The bank's move to increase its whole-time director strength to five could encourage other systemically important lenders and upper-layer NBFCs to build deeper leadership pipelines

The RBI’s rate hike could benefit some banks while putting pressure on NBFC margins. Which lenders are best placed to gain? Here’s what investors should watch in Markets This Week.

Net interest income rose 37% year-on-year to Rs 2,131 crore, while advances grew 42% to Rs 1.42 trillion; asset quality improved despite higher provisions and slippages

Bloomberg consensus estimates project banks' Q2FY27 net profit at ₹1 trillion, up 19.6 per cent year-on-year, while large FCNR(B) deposit inflows are expected to weigh on margins.

The RBI has raised the repo rate to 5.5%, marking its first hike since February 2023. With inflation above the 4% target and risks from crude prices and weather,

Loan fee waivers, rate concessions, and card deals target shoppers

Banks could favour long-term products that offer better commissions, while seeking to offset lower payouts elsewhere through higher volumes

According to NPCI MD and CEO Dilip Asbe, around three-fourths of India’s more than 60 million digital payment-accepting merchants have never recorded a transaction above ₹2,000 and are insulated from

Irdai's proposed commission caps could hit distributor incomes, with banks and NBFCs facing pressure from lower payouts on insurance products

Public sector banks have issued advisories asking customers to complete important transactions in advance and use digital channels during the September 28-30 strike.

Banks face imminent credit exposure limits for infrastructure developers amid the growing need for infrastructure investment, making it necessary to explore alternative financing structures and recycle bank capital, NaBFID Deputy Managing Director Monika Kalia said on Thursday. "Looking at the need for infrastructure investment in the country, the kind of capital the banks will have, we will soon run out of the exposure limits on the developers," Kalia said during the panel discussion at NaBFID's Infrastructure Conclave 2026. She said market participants need to explore structures that can help sustain infrastructure financing without requiring banks to raise capital to an exponential level. Kalia said seasoned assets that have demonstrated stable cash flows should move out of the banking system to other investors, including through securitisation. "But seasoned assets, which have shown the stability of the cash flows, need to go out of the banking system to the other participants,

Highlighting RBI's directive that a financed vehicle can be seized only through "lawful means", the Supreme Court on Wednesday directed the federal bank to enforce its guidelines on non-banking financial companies and scheduled commercial banks to ensure that borrowers are not dispossessed of their hypothecated vehicles without due process of law. The top court's direction came in a judgement in which it ordered Cholamandalam Investment and Finance Company Ltd to close the loan accounts of a truck owner, and refund Rs 4.5 lakh realised from the sale of his vehicle with six per cent annual interest. It also asked the finance firm to pay Rs 10 lakh compensation for mental agony and loss of livelihood caused by the unauthorised repossession of his vehicle. A bench of justices PS Narasimha and Alok Aradhe held that financial institutions cannot use force, stealth or arbitrary methods to recover loans, even when borrowers have defaulted on repayment. Justice Narasimha, writing the ...

MDR is the fee that merchants pay to banks and payment service providers for processing digital payment transactions

IBBI directs Insolvency Professionals to conduct due diligence and report misuse of the IBC framework following a disciplinary crackdown on non-compliant administrators

Bahrain High Civil Court rejected two investor cases on September 9 after five similar matters were dismissed in July and August, according to HDFC Bank

Work backwards from an affordable EMI, make a bigger down payment than banks require, and stress-test loans against rising interest rates

Robust FCNR(B) inflows are reducing banks' reliance on higher-cost certificates of deposit, while supporting credit expansion and improving liquidity coverage ratios

Twenty international banking units sanctioned $54.02 billion and disbursed $52.82 billion under the facility by August-end, according to IFSCA data