Banks

RBI Deputy Governor Swaminathan J stressed sound underwriting, appropriate risk pricing, stable deposits and strong governance to ensure sustainable growth in banking

The credit-deposit ratio of scheduled commercial banks surpassed 80 per cent in FY26. It stayed above 80 per cent till October 15, FY27

Overall, analysts see a 11-13 per cent year-on-year (YoY) growth in SBI's Q2 NII, while analysts diverge on the profit trajectory.

The Business Standard BFSI Insight Summit, which brings together key voices from banking, financial services and insurance to discuss major industry challenges and opportunities

GIFT City is looking to strengthen its position as an international financial centre by simplifying business processes, widening access to overseas investments and creating new avenues for companies

At the BFSI Insight Summit 2026, banking leaders said AI and autonomous agents could transform banking, but warned that balancing innovation with risk controls would be crucial

As banks explore more use of artificial intelligence (AI) to automate decisions and simplify customer journeys, industry leaders stress the need for stronger security controls, accountability.

Small finance banks (SFBs) have made significant progress in bringing underserved customers into the formal banking system over the past decade, but the scale of unmet credit demand remains too large.

Indian banks need to move beyond experimenting with artificial intelligence (AI) and focus on implementing solutions that deliver measurable outcomes,

The RBI has revised operational risk capital norms for banks, covering income classification, derivative valuations and historical loss data, with the new rules effective April 1, 2027

SBI is investigating a suspected data leak after 3,897 customer records containing personal information were identified on the dark web. What details may have been exposed, how is the bank responding.

The bank's move to increase its whole-time director strength to five could encourage other systemically important lenders and upper-layer NBFCs to build deeper leadership pipelines

The RBI’s rate hike could benefit some banks while putting pressure on NBFC margins. Which lenders are best placed to gain? Here’s what investors should watch in Markets This Week.

Net interest income rose 37% year-on-year to Rs 2,131 crore, while advances grew 42% to Rs 1.42 trillion; asset quality improved despite higher provisions and slippages

Bloomberg consensus estimates project banks' Q2FY27 net profit at ₹1 trillion, up 19.6 per cent year-on-year, while large FCNR(B) deposit inflows are expected to weigh on margins.

The RBI has raised the repo rate to 5.5%, marking its first hike since February 2023. With inflation above the 4% target and risks from crude prices and weather,

Loan fee waivers, rate concessions, and card deals target shoppers

Banks could favour long-term products that offer better commissions, while seeking to offset lower payouts elsewhere through higher volumes

According to NPCI MD and CEO Dilip Asbe, around three-fourths of India’s more than 60 million digital payment-accepting merchants have never recorded a transaction above ₹2,000 and are insulated from

Irdai's proposed commission caps could hit distributor incomes, with banks and NBFCs facing pressure from lower payouts on insurance products