Page 2 - Insurance

Trust, AI, Data & Gen Z; Insurance marketing components

In this session, Rahul Talwar, Chief Marketing Officer, Axis Max Life Insurance, talks about the evolving marketing strategies for the financial services sector & provides career tips to the B-Schools

Insurers must compete on price, not distributor commission: Irdai chief

Irdai Chairman Ajay Seth says proposed insurance distribution reforms are not final and stakeholder feedback will be considered before draft regulations are issued

Twin regulatory moves seek to reshape insurance costs, distribution

PFRDA's NPS Swasthya combines healthcare withdrawals with a super top-up cover, while Irdai proposes tighter commissions and expense limits to curb mis-selling and lower distribution costs

IRDAI’s insurance overhaul: Why insurers, brokers and banks are worried

IRDAI has proposed a major overhaul of insurance distribution, including lower commission caps, tighter expense limits and restrictions on loan-linked insurance bundling.

Insurers seek softer landing on Irdai commission cuts in meet with chief

Ajay Seth meets insurers; industry seeks glide path on commissions, differentiated EoM limits

Banks may rejig insurance sales as Irdai proposes sharp commission cuts

Banks could favour long-term products that offer better commissions, while seeking to offset lower payouts elsewhere through higher volumes

Irdai commission caps may weigh on insurance fee income of banks, NBFCs

Lenders with multiple insurer tie-ups and incentive-led payouts could face a sharper impact, while L&T Finance is seen as the most exposed among NBFCs

Irdai's fee cap proposal rattles distributors; insurance stocks tumble

Irdai's proposed commission caps could hit distributor incomes, with banks and NBFCs facing pressure from lower payouts on insurance products

Irdai's draft distribution norms could put insurance volumes at risk

Proposed commission caps, tighter expense limits and restrictions on loan bundling could disrupt distribution channels and lead to volume declines in the short term

Irdai's proposed distribution reforms may disrupt insurance growth

Proposed commission cuts could trigger broker consolidation and squeeze bancassurance, while tighter expense limits may put additional pressure on smaller insurers

Insurance distributors bleed as Irdai proposes sharp commission cuts

PB Fintech plunged 36 per cent and Turtlemint fell 20 per cent as analysts warned proposed commission cuts in health, term and motor insurance could hit earnings

GST cut lifts insurance demand, expands customer base, boosts coverage

Insurers and distributors have seen higher policy purchases and coverage levels since the GST exemption, though the initial surge in demand has moderated from a higher base

Property insurance rates up as insurers cut discounts after Gujarat floods

Premium rates are hardening by nearly 25-30 per cent, mainly through a reduction in discounts, according to Bajaj General Insurance

The Myth of Corporate Safety: Why Employer Health Insurance is Not Enough

Corporate health cover may offer convenience, but low limits, co-payments and employment-linked protection can leave families financially exposed during a medical crisis.

Drive less, pay less: Is pay-as-you-drive insurance cover right for you?

Estimate annual mileage carefully, choose the right slab and check top-up terms

Ganpati pandals step up insurance cover as festival risks mount

Oriental Insurance has covered around 100 Ganpati pandals this year, up from 20-30 last year, as organisers seek protection against calamities and accidents

China to pump $47 bn into state banks, insurers in capital-boosting push

China Life Insurance (Group) Co, the country's ‌largest life insurer, will receive 35 ​billion yuan, while ​China Taiping Insurance Group will get 7 billion yuan, the ​two groups said

RenewBuy-InsuranceDekho merged entity plans to deepen presence across India

Combined entity plans to expand its agency network and distribute insurance, mutual funds and loans, while targeting deeper penetration across India's villages

Natural disaster insurance: How Nepal will finance its reconstruction

The Bhotekoshi floods have left Nepal facing a huge rebuilding bill. But with only part of the damage insured, who will ultimately pay for the recovery?