Loans

Money managers are looking to capitalise on a selloff in the $1.5 trillion US leveraged-loan market, with more than 85% of loans trading below face value

Young earners should prioritise repaying loans, securing adequate insurance and building a regular savings habit before focusing on investment returns, Harsh Roongta

Interoperability can enable inclusive lending

Microfinance lenders are looking to diversify beyond unsecured group loans by offering new products and retaining existing borrowers as the sector recovers from its recent crisis, industry leaders.

Chief Economic Adviser V Anantha Nageswaran said a uniform 90-day overdue timeline does not suit all MSMEs, as businesses across sectors have different cash flow cycles

The RBI's previous rate cycle shows that changes in the repo rate did not translate equally into loan and deposit rates, with the impact varying across borrowers and Depositors

The sale to Auxilo Finserve forms part of a strategic realignment under which PhysicsWallah plans to shift lending activities to established third-party NBFCs

The warning comes as small investors across Asia have been singed by leveraged bets tied to the booming artificial intelligence trade

Commercial vehicle loans recorded PAR 31-90 of 4.1 per cent in June 2026, while auto loans remained the best-performing vehicle finance asset class

The lender expects its cost of funds to fall to 9.75-9.8 per cent after its AA- rating upgrade and plans to raise the non-JLG portfolio share to 40 per cent in two years

The nation's second-largest private lender first signed a loan agreement with Bank of America Corp. for about $1 billion

The Assam government on Saturday decided to waive stamp duty on loans of up to Rs 10 lakh availed by members of self-help groups. Addressing a press conference here, Chief Minister Himanta Sarma said the state cabinet has approved the waiver of stamp duty on individual loan documents executed by self-help group (SHG) members under the Assam State Rural Livelihoods Mission. The waiver will be applicable for loans up to Rs 10 lakh obtained for livelihood and enterprise purposes from scheduled commercial banks, regional rural banks, cooperative banks or other financial institutions regulated by the Reserve Bank of India, he said after a cabinet meeting. Sarma also said the Cabinet has okayed compulsory registration of agreements for sale, development agreements, property-related powers of attorney, short-term leases, equitable mortgages, sale certificates, bank guarantees, conveyance through merger and demerger and partnerships involving immovable property. The cabinet also gave its n

CareEdge Ratings says fresh loan rates fell faster than outstanding rates in FY26, with education, MSME, trade, large industry and housing leading the broad decline

Being debt-free is emotionally rewarding but hidden costs sometimes make early repayment a poor decision

Banks must dispose of immovable assets acquired in satisfaction of bad loans within seven years through public auction under the RBI's revised prudential framework

Customer franchise crossed 124 million in the June quarter, while deposits stood at about Rs 68,500 crore, according to the company's provisional business update

ByteDance is in talks to raise a $20 billion offshore loan, potentially its largest ever, as it ramps up investments in AI and infrastructure

India's microfinance sector is seeing early revival signs as lenders prioritise asset quality and portfolio consolidation over aggressive loan growth after two years of slowdown

.

Outstanding MSME loans reached about Rs 46 trillion in April 2026, but portfolio growth and active loan additions slowed sharply as global uncertainty weighed on credit supply