Loans

Banks prefer restructuring MSME loans over moratoriums to maintain credit discipline, as stress from US tariffs and the West Asia crisis raises concerns over repayment capacity

Its financing arm, Porteast Investment, will temporarily raise its loan-to-value limit to 40 per cent from 34 per cent for four months through July 15

The guarantee on bank loans would be provided by the National Credit Guarantee Trustee Company (NCGTC), a wholly-owned subsidiary of the government

State-owned Indian Renewable Energy Development Agency (IREDA) has reported its highest-ever annual loan sanctions of Rs 51,883 crore and disbursements of Rs 34,946 crore in FY 2025-26 as per provisional data released on Tuesday. The outstanding loan book witnessed a significant expansion of 22 per cent at Rs 93,075 crore as on March 31, 2026, up from Rs 76,282 crore in the previous year, a company statement said late Tuesday evening. Loan sanctions during FY26 rose to Rs 51,883 crore, marking a growth of 9 per cent over Rs 47,453 crore in the previous financial year, according to the statement. Loan disbursements recorded a strong increase of 16 per cent , reaching Rs 34,946 crore as against Rs 30,169 crore in FY25. Pradip Kumar Das, Chairman & Managing Director, IREDA said, "Announcing IREDA's annual performance on the last day of the financial year reflects our continued commitment to transparency and timely disclosures. Achieving the highest-ever loan sanctions, disbursements

Availing of this facility without a clear repayment plan can lead to financial stress and higher borrowing costs over time, experts warn

Mule networks continue to drive frauds and scams, with operations turning transnational and causing heavy losses for Indian users, according to a Bureau report

First-time credit monitoring in India rises 27%, with user base reaching 183 million, driven by Gen Z, women and non-metro consumers, says CIBIL report

Microfinance lenders are expanding into secured products such as gold, mortgage and MSME loans as RBI's revised norms and asset quality pressures push them to diversify portfolios

NaBFID's total assets rose 44 per cent to ₹1.04 trillion ($11.4 billion) as of Dec. 31, 2025, according to its website

Check out a range of car loan interest rates available from banks for a 5 year-period as well as associated EMIs for each

Pipeline robust as firms look at more acquisitions

A new scheme will provide loans of up to ₹10,000 to gig workers and domestic helps, modelled on PM-SVANidhi, to support entrepreneurship and small business ventures

Individual term plan stays with the borrower even if the loan is prepaid, refinanced or transferred, and payout goes directly to the nominee

Pakistan has depended on IMF loans for many years to manage its economy, repay debts and support foreign exchange reserves

For banks with assets exceeding Rs 10 trillion, the ceiling for the materiality threshold has been set at Rs 25 crore

HDFC Bank merged with its parent HDFC in July 2023, adding a significant pool of loans but a smaller volume of deposits

Six banks reporting Q3 FY26 business updates recorded double-digit year-on-year growth in advances, while deposit growth also remained healthy across public and private lenders

The data showed credit to 'Micro and Small' and 'Medium' industries continued to exhibit double-digit expansion

The Indian Renewable Energy Development Agency (IREDA) on Thursday posted 44 per cent growth in loan disbursements at Rs 24,903 crore for April-December 2025. The loan disbursement in the year-ago period was Rs 17,236 crore. Loan sanctions during the period stood at Rs 40,100 crore, reflecting a growth of 29 per cent over Rs 31,087 crore a year ago. The loan book stood at Rs 87,975 crore as on December 31, 2025, marking a growth of 28 per cent over Rs 68,960 crore a year ago. The strong performance up to December 2025 underscores increasing confidence in IREDA's financing capabilities and the continued momentum in the renewable energy sector. Our expanding loan book reflects IREDA's critical role in enabling India's green energy growth," Pradip Kumar Das, Chairman & Managing Director, IREDA said.

The overall rejection rate across banks stood at about 20 per cent, with variation across institutions depending on credit profiles and digital data availability