During financial emergencies, instead of liquidating your investments, take a loan against them Among the most convenient and cheaper options is a loan against bank fixed deposit (FD) Banks charge interest rates of 1-2.5 per cent above the existing FD rate.
Say, if FD is at 7.5 per cent. The bank would offer loan against FD at 8.5-10 per cent Banks don't check credit scores to lend against FDs, which makes it suitable for borrowers with a low credit score The documentation is minimum, there is no processing fees, and the FD continues to earn interest even ...
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