The buck stops here

The US President from 1945 to 1953, Harry S Truman, had a sign on his table that read “The Buck Stops Here”. It is unclear at whose table the buck stops in India. In the recently uncovered Punjab National Bank (PNB) scam case, first the government and then the Reserve Bank of India (RBI) have chosen to blame each other.
 
PNB’s multiple errors of commission and omission in the Nirav Modi case have resulted in that bank losing Rs 140 billion and counting. So far, only junior PNB officers have been identified as having colluded with the fraudsters. For