Get discounts for staying healthy

The very purpose of a health insurance policy is to pay for expenses incurred in hospitalisation. What if your health insurance policy paid you for maintaining a healthy lifestyle? The benefits could be reward points which can be used for discounts at the time of renewing your premium or for consultation at out-patient departments (OPD), check-up and tests. These are expenses which are, typically, not covered by insurance policies.
 
Staying healthy is good news for the insurance company as well since it implies lower claims. So, it is willing to go that extra mile to ensure you are healthy.