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Readers' Corner: General Insurance

When you purchase a health insurance policy ensure you have adequate sums insured, minimum waiting periods and minimum sub-limits

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KG Krishnamoorthy Rao
My 21-year-old son completed his graduation and has planned to move to New Zealand for two years for further studies. I would like to know what is the difference between travel insurance and a student travel insurance?

Travel insurance is meant for specific travel - usually business or leisure - and for a small and medium duration. Student travel insurance is for a longer term, keeping specific requirements of students travelling abroad in mind. It provides them protection for health, emergency dental treatment, personal liability, sponsors protection, bail bond and tuition fee allowance in specific conditions. In case of emergency,