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Want to improve your credit score? Follow these steps to cross 750 mark

Avoid utilising more than 30 per cent of the limit on your card and use a monitoring service to correct errors in your score

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Arun Ramamurthy
The credit score is perceived to be a reflection of one's capability to repay debt. While this is indeed true, your credit score also affects your personal financial life in far more ways, which makes it important that you do your best to improve and maintain it at a high level.
 
In India the credit score ranges from 300 to 900. A score of 750 is deemed to be good. An individual with a score above this level will not only enjoy easy access to credit, but will also benefit from lower cost of loans. In today's environment, lack