Page 26 - Sanjay Kumar

ELSS funds: Tax benefits and factors to consider before investing

Why should investors invest in ELSS? Is there any down side to investing in ELSS? How should one select the right fund? In this podcast, we discussed how to go go about investing in ELSS funds

With ULIP gains now taxable beyond a limit, stick to low-cost policies

Stick to low-cost policies; go with an insurer having a solid track record

Budget: Relief from double taxation for NRIs' earnings in pension account

So, if a person moves to India and becomes a resident Indian for tax purposes, they get taxed on any income they earn in these accounts

Taxes, housing, and income: How does the Budget work for your money

FM offers a slew on incentives for senior citizens and affordable house buyers, apart from easing tax compliance

Watch out for changes in style, mandate if a new fund manager takes over

Sebi's rule of one fund per category can trigger merger and reclassification of schemes after a takeover

Planning to invest? Short-duration funds safer option for retail investors

Rising yields at shorter end of curve will benefit these funds as liquidity level tightens

Things you should keep in mind before investing directly in foreign markets

Why do Indian investors need to invest in foreign equities at all? The costs involved when you invest directly in foreign markets? Tune in to know more

Saral Pension promises higher liquidity than existing plans: Details here

Surrender, loan options will encourage those wary of illiquid annuities

Direct investors in foreign equities should make a cautious start

When investing directly, go with exchange traded funds and curated portfolios initially and graduate to individual stocks once you have found your footing

Retirement funds can nudge investors to save: Who should opt for them?

The disciplined ones can accumulate for this crucial goal, using equity, debt funds, and NPS

Investors should rebalance exposure to US-focused funds; don't exit

Profits booked in these funds should be deployed in a diversified EM fund

Strike a deal quickly as home prices likely to head north in 2021

A recent report from Jefferies says a new cycle could begin this year as both end users and investors reenter the market

Purchase annuities in a staggered manner to get a better rate of return

Buy plans that do not have return of purchase price option, at a later age, to get a better rate of return

Worried about valuations? Go for a balanced advantage fund, say experts

Investors who run an asset-allocated portfolio with periodic rebalancing can manage without them

Don't exit the market over fears of a correction in high equity valuations

Use the SIP route to average out costs, stick to your pre-decided asset allocation, or invest in an asset allocation fund to deal with the current highs in the market

String of IPOs lined up, study them in detail before investing in any

A bull market carries the risk that offerings could turn pricier, but their fundamentals could deteriorate

Don't chase last year's outperformers in debt funds, advise analysts

For 2021, in keeping with the law of mean reversion, analysts have modest return expectations from last year's outperformers

Planning to invest in value funds? Performance hinges on earnings recovery

'Invest with a 7-10-year horizon. Allocate 20-30 per cent of your equity portfolio to them,' says Vishal Dhawan, chief financial planner, PlanAhead Wealth Advisors

Increase life insurance cover to keep pace with your liabilities

Convert policies into 'paid-up' if internal rate of return is below promised levels

Remote working is risky: How to fend off potential cyber attacks

RDP attacks allow cybercriminals to also record keystrokes and steal sensitive information