Page 27 - Sanjay Kumar

Pulling out from equity funds: When is it okay and when it isn't?

Moving entirely from equities to cash or direct investing could prove counterproductive

Start making those tax-saving investments right away if you haven't already

If you make them in haste at the last moment, you are likely to end up with the wrong choices

What will a 'Yes' or 'No' vote mean for Franklin Templeton investors

If investors in the six Franklin Templeton schemes vote for reopening, they may have to take large haircuts

Small-cap funds make comeback, but they are a volatile investment option

Only investors with appetite to handle their high volatility should enter them

Bitcoin's heady returns come with high volatility as govt ban still looms

Institutional investors in the developed world have climbed on to the bitcoin bandwagon. Many large hedge funds and mutual funds now bet on it

While bitcoin's ascent has been giddy, can you stomach the volatility?

The Indian government's ambivalent attitude towards this asset class is another key risk for investors keen to climb on to this bandwagon

Instead of gasping for breath, get yourself an air purifier this winter

The device is a boon especially for people with respiratory disorders

Lakshmi Vilas Bank depositor? Spread deposits across banks to lower risks

If you hold an account at Lakshmi Vilas Bank, which has been placed under a moratorium restricting withdrawal of more than Rs 25,000, you must have many queries. We try to answer some of them.

Looking for insurance cover? Go for policies that offer wide coverage

Those who don't have comprehensive health cover may consider a Covid-specific policy

Want to send your child abroad for studies? Tips for financial planning

Listen to the podcast to know more about financial planning for child's foreign education

Start saving and investing early if you want your child to study abroad

Get an estimate of the amount you need to target and then invest in simple equity funds to arrive at the goal

Large private sector banks are safe bets for investments in BFSI stocks

High collections boost sentiment, but clarity on gross NPAs will emerge only after December

Conditions apply: Festive season offers on home loans decoded

In this podcast, Business Standard's Sanjay Kumar Singh demystify the process of choosing your lender. Tune in to know more

Facing credit card woes amid pandemic? Look for lower-cost credit options

Defaulting on card dues could restrict access to credit in future

The current correction is temporary, add to your position in gold

With liquidity remaining high and real interest rates continuing to be low, gold is expected to do well for at least the next 18-24 months

If you are a conservative investor, go for target maturity debt ETFs

They enable investors to lock in returns, minimise credit and interest rate risk

Simply explained: Loan moratorium interest waiver scheme for borrowers

In this podcast, Business Standard's Sanjay Kumar Singh answers all your questions and try to explain in detail about the reimbursement plan

Home loan offers: Keep an eye on caveats before choosing a lender

They may be available only to those whose credit score exceeds a specified level or who buy insurance also

Interest relief: A simple scheme with wide coverage, say experts

The quantum of benefit for borrowers, however, will not be very large

Investors must look at credit quality while choosing corporate FDs

Stick to deposits of firms with high rating